Climate Change Data

PTC India Financial Services Limited (PFS)

Climate Impact & Sustainability Data (2023-24, FY23)

Reporting Period: 2023-24

Environmental Metrics

Total Carbon Emissions:267 tCO2e/year (Scope 1 & 2)
Scope 1 Emissions:169 tCO2e/year
Scope 2 Emissions:98 tCO2e/year
Total Energy Consumption:185178 kwh/year
Water Consumption:2.175 kl/year
Carbon Intensity:267 tCO2e per million rupees of turnover (FY2023-24)

ESG Focus Areas

  • Clean, Sustainable Infrastructure
  • Renewable Energy
  • Corporate Social Responsibility

Environmental Achievements

  • 6 MW Wind power project in Karnataka mitigating around 14000 tons of CO2 equivalent every year
  • Energy-saving measures in operations, including LED lights and 5-star air conditioners, resulting in reduced GHG emissions.

Social Achievements

  • CSR initiatives focusing on crop residue management, community plantation, and waterbody restoration.
  • Employee well-being measures including health insurance, accident insurance, and maternity benefits.

Governance Achievements

  • Established a Whistle Blower Policy for reporting unethical behavior.
  • Constituted an Internal Complaints Committee to address sexual harassment complaints.

Climate Goals & Targets

Long-term Goals:
  • Carbon neutral company by 2040

Environmental Challenges

  • High debt burden
  • Corporate governance issues (shorter notice meetings, delays in finalizing minutes)
  • Ineffective information flow between management and board members
  • Exposure to thermal projects (though reduced to 6.70% in FY2023-24 from 18% in FY2018-19)
  • Stressed assets
Mitigation Strategies
  • Increased budgetary allocation towards NHAI (National Highways Authority of India) to reduce borrowing needs.
  • Strengthening internal control systems (interest/penal interest charging, security creation, corporate guarantee invocation, SOP updates).
  • Improving information flow to board members.
  • Shifting focus to renewable energy and other sectors.
  • Focused efforts to resolve stressed assets and improve portfolio quality.

Supply Chain Management

Climate-Related Risks & Opportunities

Opportunities
  • Financing of renewable energy projects and other green initiatives.

Reporting Standards

Frameworks Used: Ind AS

Third-party Assurance: Lodha & Co LLP

Reporting Period: FY23

Environmental Metrics

Total Carbon Emissions:Not disclosed
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:Not disclosed
Water Consumption:362 million liters/day
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed

ESG Focus Areas

  • Sustainable infrastructure
  • Renewable energy
  • Water treatment
  • E-mobility
  • Waste management

Environmental Achievements

  • Financial assistance for renewable projects of around 15,000 MW with carbon abatement of 25 million tonnes per annum (375 million tonnes of CO2 considering average project life of 15 years)
  • Water preservation of 362 million liters per day

Social Achievements

  • MOU with IIT Roorkee for supporting their drinking water quality lab
  • MOU with Sankal Cancer Care Foundation for PFS support for Mammography machine
  • Community waste management initiatives (community meetings and wall paintings)

Governance Achievements

  • Not disclosed

Climate Goals & Targets

Long-term Goals:
  • Not disclosed
Medium-term Goals:
  • Not disclosed
Short-term Goals:
  • Not disclosed

Environmental Challenges

  • Stress/NPA accounts
Mitigation Strategies
  • Focus on improving operational performance and reducing the number of Stress/NPA accounts

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement
  • Not disclosed

Climate-Related Risks & Opportunities

Physical Risks
  • Not disclosed
Transition Risks
  • Not disclosed
Opportunities
  • Not disclosed

Reporting Standards

Frameworks Used: Null

Certifications: Null

Third-party Assurance: Not disclosed

UN Sustainable Development Goals

  • Not disclosed

Not disclosed

Sustainable Products & Innovation

  • Not disclosed

Awards & Recognition

  • Not disclosed