Climate Change Data

Brit Syndicates Limited

Climate Impact & Sustainability Data (2023)

Reporting Period: 2023

Environmental Metrics

Total Carbon Emissions:2935 tCO2e (before offset)
Scope 1 Emissions:196 tCO2e
Scope 2 Emissions:203 tCO2e
Scope 3 Emissions:2536 tCO2e (partial, business travel only)
Renewable Energy Share:100% (electricity)
Total Energy Consumption:2187829 kwh (UK based operations only)
Waste Generated:56.5 tonnes (total waste)

ESG Focus Areas

  • Reducing environmental footprint
  • Enabling net zero transition
  • Responsible product deployment
  • Inclusive culture for our people

Environmental Achievements

  • Reduced emissions from cloud storage by at least 25% in the second half of 2023
  • Achieved a 79.2% recycling rate in 2023
  • All electricity supplied is REGO-backed renewable electricity

Social Achievements

  • 87% of employees completed ESG training in 2023
  • 107.5 days of employee volunteering in 2023

Governance Achievements

  • Established ESG Steering Committee, supported by two working groups
  • Recruited a Head of ESG (from Jan 2024)
  • Internal Audit Review in H2 2022 with all recommendations actioned in 2023

Climate Goals & Targets

Long-term Goals:
  • Achieve net-zero emissions (target year not specified)
Medium-term Goals:
  • Develop and publish a transition plan in 2025
  • Set internal targets for scope 1, 2 and 3 emissions in 2025
Short-term Goals:
  • Develop climate and nature-related underwriting guidelines in 2024

Environmental Challenges

  • Limited historical data for some risks (e.g., extreme catastrophe events)
  • ESG data for underwritten risks is under development
  • Uncertainty over the impact of climate change on Brit’s risk profile
Mitigation Strategies
  • Investing in capabilities to quantify the impact of climate change on key peril-regions
  • Using modelling (both modelling of climate change itself and modelling of potential weather events)
  • Developing an ESG approach in Underwriting and Investments

Supply Chain Management

Responsible Procurement
  • All material vendors are asked to continuously improve environmental and sustainability elements of their products
  • ESG questionnaire as part of due diligence for outsourcing providers

Climate-Related Risks & Opportunities

Physical Risks
  • Increased frequency and severity of weather-related natural catastrophes (hurricanes, wildfires, floods)
Transition Risks
  • Investment losses from exposure to industries perceived to be contributing to climate change
Opportunities
  • Providing insurance cover for climate-transitioning business (renewable energy sector)

Reporting Standards

Frameworks Used: TCFD, IFRS S1 & S2 (aspiration)