Climate Change Data

RIMAC

Climate Impact & Sustainability Data (2021, 2023)

Reporting Period: 2021

Environmental Metrics

Total Carbon Emissions:4117.90 tCO2e
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:2,429.35 MWh
Water Consumption:Not disclosed
Waste Generated:1,644.56 kg (paper and cardboard)
Carbon Intensity:Not disclosed

ESG Focus Areas

  • Customer satisfaction
  • Well-being of people
  • Rimac Culture
  • Ethics, anti-corruption, and corporate governance
  • Access to clear and transparent information
  • Commitment to sustainability
  • Digitalization and innovation
  • Portfolio and product development
  • Privacy and information security
  • Regulatory compliance
  • Relationship with brokers and channels
  • Climate change

Environmental Achievements

  • Reduced CO2 emissions from 5,124.80 to 4117.90
  • Reduced energy consumption from 3,005.55 MWh to 2,429.35 MWh
  • Reduced consumption of materials (paper and cardboard) from 4,353.00 kg to 1,644.56 kg
  • Offset 319.82 tons of CO2 through carbon credit purchases

Social Achievements

  • Overall patient satisfaction (CSAT) of 4.6 (Teleconsultation, Medical Chat, and AI Pre-screening) and 4.7 for chronic patients
  • Relational Health NPS increased by +24 points, achieving 49 points in December
  • Allocated $142,874.35 in philanthropic cash contributions
  • 799 employees registered in the Monkeyfit program
  • Provided psychological assistance to 1,560 employees
  • Attended 11,292 patients for COVID
  • 41% proportion of women in all management positions
  • Trained 1694 employees for a total of 43764.25 hours
  • Achieved an engagement assessment score of 8.3/10
  • Supported 20 suppliers through the “Emprendimiento X” program
  • Raised S/. 194,517.00 for various social causes

Governance Achievements

  • No cases of non-compliance with the Code of Conduct through the Integrity Channel in 2021
  • Resolved 968 out of 1134 claims related to inadequate information transparency
  • 2,856 employees completed the course on Regulatory Compliance and Anti-corruption Management System

Climate Goals & Targets

Long-term Goals:
  • Not disclosed
Medium-term Goals:
  • Not disclosed
Short-term Goals:
  • Not disclosed

Environmental Challenges

  • Not disclosed
Mitigation Strategies
  • Not disclosed

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement
  • Not disclosed

Climate-Related Risks & Opportunities

Physical Risks
  • Not disclosed
Transition Risks
  • Not disclosed
Opportunities
  • Not disclosed

Reporting Standards

Frameworks Used: Null

Certifications: Null

Third-party Assurance: Not disclosed

UN Sustainable Development Goals

  • SDG 1
  • SDG 4
  • SDG 13

Initiatives contribute to poverty reduction, quality education, and climate action.

Sustainable Products & Innovation

  • Not disclosed

Awards & Recognition

  • Top 10 and only insurance company included in the first Sustainability Index prepared by the Lima Stock Exchange

Reporting Period: 2023

Environmental Metrics

Total Carbon Emissions:Not disclosed
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:Not disclosed
Water Consumption:Not disclosed
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed

ESG Focus Areas

  • Environmental
  • Social
  • Governance

Environmental Achievements

  • Not disclosed

Social Achievements

  • Wellness campaigns
  • Flexible health insurance
  • Individual development plans
  • Benefits package
  • Development programs, 360 performance reviews
  • Summer internship program
  • Mentorship program
  • Periodic work climate measurement
  • Annual volunteering plan [“I Care for Myself”]
  • Alliances with government agencies and business clients
  • Double materiality process
  • ESG indicator collection process and publication of annual report
  • Annual participation in S&P Corporate Sustainability Assessment (CSA)

Governance Achievements

  • Anticorruption management system
  • Integrated Risk Management Committee
  • Integrity Channel
  • Compliance Committee
  • Internal and external audit processes
  • Security and cybersecurity maturity model
  • Technology Committee
  • Protection management framework
  • Regulatory information security course
  • Information breach prevention plan
  • Mandatory courses: antifraud policy, ML/TF prevention, Code of Conduct, etc.

Climate Goals & Targets

Long-term Goals:
  • Not disclosed
Medium-term Goals:
  • Not disclosed
Short-term Goals:
  • Not disclosed

Environmental Challenges

  • Climate change
  • Penalties for legal noncompliance
  • Consumers and end users
  • Personal wellbeing
  • Personalization and accessibility
  • Operational inefficiency
  • Reduction in the company’s overall performance
  • High costs for the company
  • Increased personnel turnover
  • Poor company reputation in ethical matters
  • Improper use of information by team members
  • Impact on reputation and RIMAC’s competitive position
  • Weak integration of environmental criteria into decision-making
  • Competitive disadvantage
  • Effects on RIMAC’s profit margins
Mitigation Strategies
  • El Niño strategy
  • Environmental management system
  • Monitoring center
  • LEED building
  • RIMAC App
  • RIMAC Store
  • Business Customer Monitoring Center
  • Digitalization of customer-facing processes
  • Business continuity
  • Occupational Safety and Health System
  • Occupational Safety and Health Committee
  • Flexible work
  • Anticorruption management system
  • Audit Committee
  • Talent and Compensation Committee
  • Compliance Committee
  • Internal and external audit processes
  • Business continuity
  • Security and cybersecurity maturity model
  • Technology Committee
  • Protection management framework
  • Regulatory information security course
  • Information breach prevention plan
  • Market and credit risk
  • Anticorruption management system
  • Integrity Channel
  • Compliance Committee
  • Mandatory courses: antifraud policy, ML/TF prevention, Code of Conduct, etc.
  • El Niño strategy
  • Diversity and Inclusion Committee
  • Health and Safety Committee
  • Diversity and Inclusion Action Plan
  • Annual volunteering plan [“I Care for Myself”]
  • Alliances with government agencies and business clients
  • Double materiality process
  • ESG indicator collection process and publication of annual report
  • Annual participation in S&P Corporate Sustainability Assessment (CSA)
  • Business continuity
  • RIMAC App
  • RIMAC Store
  • Digitalization of processes with customers
  • Online Medical Center
  • CAC (Broker Services Center)
  • Digitalization and innovation courses
  • Development of an agile structure and culture
  • Business strategy
  • eNPS measurement
  • Events and acknowledgments
  • Flexible work
  • Individual development plans
  • Benefits package
  • Development programs
  • Summer internship program
  • Mentorship program

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement
  • Not disclosed

Climate-Related Risks & Opportunities

Physical Risks
  • El Niño
Transition Risks
  • Not disclosed
Opportunities
  • Not disclosed

Reporting Standards

Frameworks Used: Null

Certifications: Null

Third-party Assurance: ERM

UN Sustainable Development Goals

  • Not disclosed

Not disclosed

Sustainable Products & Innovation

  • Not disclosed

Awards & Recognition

  • Not disclosed