Climate Change Data

Environmental Metrics

ESG Focus Areas

• Employment
• Occupational Health and Safety
• Environmental Aspects
• Business Ethics
• Data Protection
• Compliance

Social Achievements

• Established XTB Foundation

Climate Goals & Targets

Environmental Challenges

• Impact of COVID-19 pandemic on non-financial issues

Supply Chain Management

Climate-Related Risks & Opportunities

Environmental Metrics

ESG Focus Areas

• Environment and counteracting climate change
• Social responsibility
• Corporate Governance

Environmental Achievements

• Almost all electricity consumed by headquarters came from renewable sources in 2023.
• Reduced number of physical servers by 15% and increased virtual servers by 72.34% over two years to reduce energy consumption.
• Planted over 2,000 trees in an XTB forest.

Social Achievements

• Expanded product portfolio with Investment Plans and interest on free funds.
• Strategic cooperation with the Association of Individual Investors.
• Continued XTB educational programs, including IT Academy internships.
• Partnered with Koszalin University of Technology for the "Young Investor" competition.
• Provided funds to help those affected by the earthquake in Turkey and Syria.
• Started cooperation with the "Helping Hand" well-being platform.

Governance Achievements

• Established a dedicated ESG Team reporting to the Management Board.
• Operates an internal audit unit and a risk management department.
• Uses a modern communication platform in 16 languages.

Climate Goals & Targets

Environmental Challenges

• Volatility on financial and commodity markets and high inflation.
• Geopolitical situation related to the armed conflict in Ukraine.
• Growing prices of electricity and heat.

Mitigation Strategies

• Monitoring the impact of the war in Ukraine on the Group's operations.
• Intensifying server virtualization to reduce electricity consumption.
• Gradually replacing older servers with more energy-efficient ones.
• Implementing the ESG strategy to address climate change.

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement

• Not disclosed

Climate-Related Risks & Opportunities

Physical Risks

• Local, sudden weather phenomena affecting office sites and IT infrastructure

Transition Risks

• Legislative changes imposing obligations to limit energy intensity of IT infrastructure

Opportunities

• Expanding the offer of financial instruments related to climate risk management (e.g., weather derivatives).

Reporting Standards

Frameworks Used: NFRS

Certifications: BREEAM Excellent (headquarters building)

Third-party Assurance: Not disclosed

Sustainable Products & Innovation

• Investment Plans
• Interest on free funds
• Fractional shares
• ETFs providing diversified exposure to high ESG-rated companies

Awards & Recognition

• Among the 50 best Polish employers according to the Wprost Ranking (4th place in financial companies)