Climate Change Data

Environmental Metrics

Climate Goals & Targets

Supply Chain Management

Climate-Related Risks & Opportunities

Environmental Metrics

ESG Focus Areas

• 地域課題の解決 (Community Values)
• 環境課題への対応 (Green Values)
• 人財価値の向上 (fundamentals)
• コーポレートガバナンス
• コンプライアンス
• リスクマネジメント

Environmental Achievements

• 2013年度比28.5％のCO2排出量削減
• 再生可能エネルギー関連融資累計実行額922億円（2023年3月末時点）
• <あきぎん>サステナブルローンの取扱開始

Social Achievements

• 人材紹介事業参入による人材支援
• 地域商社「詩の国秋田」設立による地域産業振興
• 長活きプロジェクトによる高齢者の社会参加促進
• キャリピタAKITAによる雇用マッチングサービス
• 秋田県「あきたSDGsアワード2022」受賞、秋田市「エイジフレンドリーパートナー表彰 最優秀賞」受賞

Governance Achievements

• コーポレートガバナンス体制の強化
• 独立社外取締役の選任比率1/3以上確保
• サステナビリティ推進委員会設置
• 業績連動型株式報酬制度導入

Climate Goals & Targets

Environmental Challenges

• 人口減少
• 少子化
• 高齢化
• デジタライゼーション
• 価値観の変容
• 金融インフラの維持
• 気候変動
• 地球温暖化
• 人権の尊重
• 後継者不足
• 脱炭素化の遅れ

Mitigation Strategies

• 地域価値共創事業の拡大
• 事業承継・M＆A支援
• 起業・創業支援
• 人材支援事業
• 長活きプロジェクト
• DX推進
• カーボンニュートラルへの対応
• サステナブルファイナンス推進
• 脱炭素化支援サービス提供
• <あきぎん>サステナブルローン提供
• 投資専門子会社設立

Supply Chain Management

Climate-Related Risks & Opportunities

Physical Risks

• 洪水等の自然災害の増加

Transition Risks

• 脱炭素化に向けた事業環境の変化

Opportunities

• 再生可能エネルギー関連事業の拡大
• 脱炭素化支援サービスの提供

Reporting Standards

Frameworks Used: 国際統合報告フレームワーク, 価値協創のための統合的開示・対話ガイダンス

Sustainable Products & Innovation

• <あきぎん>サステナブルローン

Awards & Recognition

• 秋田県「あきたSDGsアワード2022」
• 秋田市「エイジフレンドリーパートナー表彰 最優秀賞」

Environmental Metrics

ESG Focus Areas

• Climate Change
• Diversity & Inclusion
• Community Development
• Sustainable Finance
• Human Resources

Environmental Achievements

• Achieved CO2 emissions reduction towards a net-zero target by 2030. Reduced CO2 emissions from 8,311 t-CO2 in 2013 to 6,104 t-CO2 in 2021.
• Opened a carbon-free branch (Yuzawa branch) powered entirely by renewable energy from a local geothermal power plant.

Social Achievements

• Launched "Nagabiki Project" to support active aging and vital community development. Started offering testamentary trust services in collaboration with Sumitomo Mitsui Trust Bank.
• Established a new "Life Support Leave System" and "Akigin Fertility Support Desk" to support employees' work-life balance and fertility treatments.
• Launched the job portal site "Carypita AKITA" to address human resource challenges and population decline.
• Received the Minister of State for Regional Revitalization Award for supporting overseas transactions of businesses in Taiwan.

Governance Achievements

• Implemented TCFD recommendations, aiming for net-zero CO2 emissions by 2030.
• Conducted multiple explanation sessions on the group vision and medium-term management plan for employees.

Climate Goals & Targets

Environmental Challenges

• Impact of prolonged COVID-19 pandemic, international uncertainties, climate change, digitalization, population decline, declining birthrate, and aging population in Akita Prefecture.

Mitigation Strategies

• Developed a medium-term management plan (2022-2024) focusing on deepening existing businesses, structural reforms, appropriate risk-taking, and expanding regional value co-creation businesses.
• Implemented various initiatives to address the challenges mentioned above, including those listed in Key Achievements.

Supply Chain Management

Climate-Related Risks & Opportunities

Reporting Standards

Frameworks Used: TCFD

Awards & Recognition

• Minister of State for Regional Revitalization Award

Environmental Metrics

ESG Focus Areas

• Community Development
• Environmental Sustainability
• Human Capital Development

Environmental Achievements

• Launched decarbonization support services in collaboration with e-dash.
• Invested in and provided financing for A-WIND ENERGY (onshore wind power) and Akita Offshore Wind Power (offshore wind power) projects.
• Supported Ogatsu Village's decarbonization initiatives through financial investment and human resources.

Social Achievements

• Launched "Carypita AKITA," a job portal connecting Akita Prefecture companies with students and career changers, resulting in 83 matches by September 2022.
• Established "Akita Mirai Juku," a management training program for young entrepreneurs and successors, with 113 participants.
• Strengthened support for SMEs' overseas expansion by signing a memorandum of cooperation with JETRO.
• Launched "Kurashi no Okonarigoto Support," a service connecting customers with partner companies for household needs.
• Received the Akita Prefecture Children and Childcare Support Governor's Award for supporting work-life balance.

Governance Achievements

• Held a diversity management seminar for approximately 170 employees.
• Implemented new support systems for early return from childcare leave, including a four-hour workday and a three-day work week.

Climate Goals & Targets

Environmental Challenges

• Addressing population decline in Akita Prefecture.
• Supporting customers' decarbonization efforts.

Mitigation Strategies

• Launched "Carypita AKITA" job portal to attract talent.
• Provided decarbonization support services and invested in renewable energy projects.

Supply Chain Management

Climate-Related Risks & Opportunities

Awards & Recognition

• Akita Prefecture Children and Childcare Support Governor's Award

Environmental Metrics

ESG Focus Areas

• Not disclosed

Environmental Achievements

• Not disclosed

Social Achievements

• Not disclosed

Governance Achievements

• Not disclosed

Climate Goals & Targets

Environmental Challenges

• Not disclosed

Mitigation Strategies

• Not disclosed

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement

• Not disclosed

Climate-Related Risks & Opportunities

Physical Risks

• Not disclosed

Transition Risks

• Not disclosed

Opportunities

• Not disclosed

Reporting Standards

Frameworks Used: Null

Certifications: Null

Third-party Assurance: Not disclosed

UN Sustainable Development Goals

• Not disclosed

Not disclosed

Sustainable Products & Innovation

• Not disclosed

Awards & Recognition

• Not disclosed

Environmental Metrics

ESG Focus Areas

• Regional Revitalization
• Human Capital Development
• Climate Change
• Diversity & Inclusion
• Sustainable Finance

Environmental Achievements

• Launched "ZEH (Net-Zero Energy House) Housing Loan" and "Eco-car Loan" to promote decarbonization in households.
• Concluded a collaborative agreement with Daisen City and Marubeni Corporation for J-credit creation using municipal forests.
• Increased renewable energy related lending with a target of ¥1,300 billion by the end of FY2024.

Social Achievements

• Established "Akita Gin Capital Partners Co., Ltd." to provide flexible funding and management support to venture companies and businesses facing succession issues.
• Launched "Akigin NEXT Fund" with a total of ¥1 billion to support businesses.
• Introduced "1-on-1 meetings" to improve employee engagement and foster a culture of mutual respect.
• Implemented "Women's Leader Training Seminar" and "Chatomo" workshop to support women's career development.
• Launched employee training service provided by Akita Bank staff.
• Opened "Akigin Homebuilding Consultation Plaza" offering comprehensive support for homebuilding.

Governance Achievements

• Established the "Akita Bank Group Sustainability Management Policy" to promote sustainable growth and enhance corporate value.
• Held the “Value Creation. Connecting to the Future” Idea Contest to gather new growth business and business ideas from all employees.

Climate Goals & Targets

Environmental Challenges

• Addressing regional challenges such as depopulation and succession issues.
• Promoting decarbonization and supporting the transition to a low-carbon society.

Mitigation Strategies

• Expanding business succession and M&A support, human resource support, and regional trading company businesses.
• Strengthening partnerships with external organizations and introducing environmentally friendly products and services.
• Investing in renewable energy projects and promoting related lending.

Supply Chain Management

Climate-Related Risks & Opportunities

Sustainable Products & Innovation

• ZEH (Net-Zero Energy House) Housing Loan
• Eco-car Loan