Climate Change Data

株式会社 筑邦銀行

Climate Impact & Sustainability Data (2021-04 to 2021-09, 2022-04 to 2022-09)

Reporting Period: 2021-04 to 2021-09

Environmental Metrics

Total Carbon Emissions:Not disclosed
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:Not disclosed
Water Consumption:Not disclosed
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed

ESG Focus Areas

  • Community Development
  • Business Succession Support
  • Sustainable Finance
  • Human Capital Development

Environmental Achievements

  • Not disclosed

Social Achievements

  • Launched "Chikugin Regional Revitalization Fund", increasing total amount from approximately 30 billion yen to 60 billion yen (9 billion yen investment, 51 billion yen loan).
  • Increased support for business succession, including a partnership with Yamato Sawakami Business Succession Organization and the establishment of a joint venture, Chikugin Business Eternal Succession.
  • Established "Chikugin Agri-business Network" to facilitate information exchange among agricultural producers and related businesses.
  • Introduced "Chikugin DC Plan" (renamed "Everyone DC Plan") for corporate defined contribution pension plans, enabling participation by individual employees.
  • Opened a regional e-commerce site in collaboration with a local trading company to support local businesses.
  • Provided various support programs for businesses, including consulting, business matching, and handling of SDGs private bonds.

Governance Achievements

  • Implemented initiatives to reduce reliance on personal guarantees in new loans, increasing the percentage of loans without personal guarantees.
  • Actively utilized the "Guidelines on Management Liability Guarantees" in business succession cases.

Climate Goals & Targets

Long-term Goals:
  • Not disclosed
Medium-term Goals:
  • Not disclosed
Short-term Goals:
  • Not disclosed

Environmental Challenges

  • Increasing number of SMEs facing succession issues.
  • Supporting SMEs during the COVID-19 pandemic.
Mitigation Strategies
  • Collaborated with external experts and organizations to provide comprehensive support for business succession.
  • Partnered with local trading companies to expand business opportunities for local businesses through e-commerce.
  • Offered various financial products and services to meet the diverse needs of SMEs, including online factoring and corporate defined contribution pension plans.

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement
  • Not disclosed

Climate-Related Risks & Opportunities

Physical Risks
  • Not disclosed
Transition Risks
  • Not disclosed
Opportunities
  • Not disclosed

Reporting Standards

Frameworks Used: Null

Certifications: Null

Third-party Assurance: Not disclosed

UN Sustainable Development Goals

  • Not disclosed

Not disclosed

Sustainable Products & Innovation

  • Not disclosed

Awards & Recognition

  • Not disclosed

Reporting Period: 2022-04 to 2022-09

Environmental Metrics

Total Carbon Emissions:Not disclosed
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:Not disclosed
Water Consumption:Not disclosed
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed

ESG Focus Areas

  • SDGs
  • Climate Change
  • Biodiversity
  • Human Rights
  • Regional Sustainability
  • Ethical Conduct
  • Community Development
  • Digital Transformation (DX)

Environmental Achievements

  • Not disclosed

Social Achievements

  • Launched EC site "Chikubo Bank × Chikugo Kando Honpo" to support local businesses; Established "Chikugiin Agri Network" to support agricultural producers; Collaborated with Kyushu Sangyo University on regional creation projects (student artwork, brochures).

Governance Achievements

  • Not disclosed

Climate Goals & Targets

Long-term Goals:
  • Not disclosed
Medium-term Goals:
  • Not disclosed
Short-term Goals:
  • Not disclosed

Environmental Challenges

  • Prolonged Ukraine conflict, semiconductor shortages, supply chain disruptions, slowing global economic recovery, China's economic slowdown and real estate issues.
Mitigation Strategies
  • Continued close monitoring of clients' situations and providing necessary support; Promoting alliance strategies with external partners to expand customer support business beyond the region.

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement
  • Not disclosed

Climate-Related Risks & Opportunities

Physical Risks
  • Not disclosed
Transition Risks
  • Not disclosed
Opportunities
  • Not disclosed

Reporting Standards

Frameworks Used: Null

Certifications: Null

Third-party Assurance: Not disclosed

UN Sustainable Development Goals

  • Not disclosed

The bank's activities contribute to SDGs through environmental related lending, SDGs private placement bonds, and support for regional revitalization.

Sustainable Products & Innovation

  • Not disclosed

Awards & Recognition

  • Not disclosed