Climate Change Data

Environmental Metrics

ESG Focus Areas

• Company Governance
• Customer Concern
• Employee Care
• Environmental Protection
• Social Participation

Environmental Achievements

• Reduced electricity consumption by 41% in 2021 compared to 2014, equivalent to saving 476,426 kg in CO2 emissions.
• Taipei head office renovation with a space experiment plan utilizing building methods with the least environmental impact, reducing carbon emissions equivalent to that absorbed by about 1,315 trees per year.

Social Achievements

• Launched two services: "Market Observer" and "Stock Market Trading Column" to provide customers with necessary and comprehensible market information.
• Hosted 10 seminars on campus and in bookstores with over 1,000 participants, nearly 40% of whom were students.
• Converted internal publication into a market circulated magazine, 1611, with initial sales of 3,000 copies.

Governance Achievements

• Established an ESG team.
• No incidents of violations of the Procedures for Ethical Management and Guidelines for Conduct in 2021.
• Successfully completed FA TCA registration in July 2014.

Climate Goals & Targets

Environmental Challenges

• Market risks, credit risks, liquidity risks, operational risks (including legal risks), and climate risks.
• Need to improve financial literacy among the Taiwanese public.

Mitigation Strategies

• Established a sound risk management system for each business based on the principles of independence, integrity, consistency, transparency, and immediacy.
• Launched 1611 magazine to share financial and business knowledge with the public.
• Conducted annual education & training seminars on money laundering prevention and legal compliance.

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement

• Generally handle procurement of office supplies with local suppliers to avoid unnecessary transportation energy consumption and excess carbon emissions.

Climate-Related Risks & Opportunities

Physical Risks

• Not disclosed

Transition Risks

• Not disclosed

Opportunities

• Not disclosed

Reporting Standards

Frameworks Used: GRI Standards

Certifications: Null

Third-party Assurance: PricewaterhouseCoopers Taiwan (limited assurance)

UN Sustainable Development Goals

• Not disclosed

Not disclosed

Sustainable Products & Innovation

• Not disclosed

Awards & Recognition

• Not disclosed

Environmental Metrics

ESG Focus Areas

• Corporate Governance
• Customer Concern
• Employee Care
• Environmental Protection
• Social Participation

Environmental Achievements

• Switched traditional T-BAR fluorescent fixture to high-power T5 fluorescent lamps and successively brought in more energy-saving LED lamps; replaced CRT TV walls with LED TV walls; procurement principles require seeking out equipment that complies with the specifications of energy-saving products; implemented waste reduction policies with recycling bins; launched a space experiment program utilizing recycled materials, reducing carbon emissions and improving sustainability.
• Reduced paper consumption through electronic statements, online account opening, electronic signing, and e-Financial statements.

Social Achievements

• Launched “Good Learning” series featuring financial and wealth management courses; collected 98,311 invoices for donation to the Genesis Social Welfare Foundation; organized employee group tours; provided subsidies for funerals and weddings; offered 30 days of half-paid sick leave, maternity leave, paternity examination and paternity leave; provided full salary during COVID-19 isolation; provided free health examinations every 3 years; established a book club; stipulated measures for childcare allowance/subsidy; conducted annual law observance self-assessment; provided a total of 19 students from the Mainland Affairs Council’s Hong Kong and Macau Student Career Exploration Training Camp and 17 students from the Lunghua University Department of Finance with industry practice seminar.

Governance Achievements

• Established a robust corporate governance framework with a Board of Directors, Audit Committee, Compensation Committee, and Risk Management Committee; implemented guidelines to prevent conflicts of interest; achieved a 97.2% average board attendance rate; organized director training courses; established the “Good Finance Securities Co., Ltd. Procedures for Ethical Management” to prevent corruption and other illegal acts; established risk management guidelines to improve the risk management mechanism; implemented measures to prevent money laundering and combat terrorism financing; established the “Procedures for Handling Material Inside Information” to prevent insider trading; implemented intellectual property protection measures; established the “Plan to Protect Personal Data” to protect customer privacy.

Climate Goals & Targets

Environmental Challenges

• Climate change risks including extreme weather events, sea-level rise, regulatory changes, market shifts, and increased resource prices.
• Maintaining a balanced and stable dividend policy while considering capital needs and future investments.

Mitigation Strategies

• Developing corresponding preventive measures for extreme weather events; collaborating with external consultants to identify long-term financial impacts of climate risks and develop response strategies; gaining a thorough understanding of internal greenhouse gas emissions to develop strategies and management policies; promoting digitalization of business operations to enhance efficiency and reduce costs; implementing energy-saving practices and procuring energy-efficient equipment; establishing a sound management system for market, credit, liquidity, and operational risks; adopting risk avoidance, transfer, control, and assumption strategies.

Supply Chain Management

Responsible Procurement

• Prioritizing local suppliers to reduce transportation energy consumption and carbon emissions.

Climate-Related Risks & Opportunities

Physical Risks

• Extreme weather events (typhoons, floods, droughts)
• Sea-level rise and changes in climate patterns

Transition Risks

• Regulatory changes (e.g., carbon pricing)
• Market shifts (e.g., changes in consumer behavior)

Opportunities

• Promoting digitalization of business operations for energy efficiency and carbon reduction.

Reporting Standards

Frameworks Used: GRI Standards, Sustainable Development Best Practice Principles for TWSE/TPEx Listed Companies, TCFD Recommendations, Taipei Exchange Rules Governing the Preparation and Filing of Sustainability Reports by TPEx Listed Companies and Rules Governing the Preparation and Filing of Sustainability Reports by Securities Firms

Third-party Assurance: PricewaterhouseCoopers Taiwan (limited assurance)

Environmental Metrics

ESG Focus Areas

• Corporate Governance
• Customer Concern
• Employee Care
• Environmental Protection
• Social Participation

Environmental Achievements

• Reduced greenhouse gas emissions by 26.662 tCO2e per year from 2022 to 2023.

Social Achievements

• Launched Good Wallet app, improving online bond purchasing experience.
• Launched online account opening and branch account management.
• Began renovating branches to create unique customer experience.
• Expanded investment team and research system, resulting in stable dividend income and net asset value growth.
• Transformed underwriting department into investment banking department.
• Actively promoted financial literacy programs, reaching students and the community.

Governance Achievements

• Established robust corporate governance framework.
• Implemented anti-money laundering and counter-terrorism financing system.
• Conducted comprehensive training on integrity management and anti-money laundering.
• Established risk management framework and system.
• Maintained capital adequacy ratio of 288%.

Climate Goals & Targets

Environmental Challenges

• Global economic uncertainty due to geopolitical risks and financial institution crises.
• Operational deficiencies identified by regulatory audits, resulting in fines and suspensions.
• Deficiencies in operations and cybersecurity identified by audits.

Mitigation Strategies

• Focus on building internal control and auditing systems.
• Implementation of corrective action orders from regulatory audits.
• Addressing operational and cybersecurity deficiencies identified in audits.

Supply Chain Management

Responsible Procurement

• Sourcing from local suppliers whenever possible to reduce transportation energy consumption.

Climate-Related Risks & Opportunities

Physical Risks

• Extreme weather events (flooding, droughts)

Transition Risks

• Regulatory changes (carbon pricing, carbon taxes)
• Market shifts (consumer behavior, resource prices)

Opportunities

• Development of energy-efficient products and services
• Operational digitalization

Reporting Standards

Frameworks Used: GRI Standards 2021, Sustainable Development Best Practice Principles for TWSE/TPEx Listed Companies, Taipei Exchange Rules Governing the Preparation and Filing of Sustainability Reports by TPEx Listed Companies, Rules Governing the Preparation and Filing of Sustainability Reports by Securities Firms

Third-party Assurance: PricewaterhouseCoopers Taiwan (limited assurance)

Sustainable Products & Innovation

• Good Wallet app
• Online account opening
• Digital account opening for structured products