Climate Change Data

Environmental Metrics

ESG Focus Areas

• Environmental Stewardship
• Social Responsibility
• Governance Transparency

Environmental Achievements

• Issued a $5 million line of credit to Montgomery County Green Bank to support clean energy investments.
• Implemented a new platform enabling customers to open accounts fully online, reducing paper usage.

Social Achievements

• Implemented a new DEI&B policy and program with mandatory training for all employees.
• Formed an internal Diversity, Equity, Inclusion, and Belonging Council.
• Received an "Outstanding" Community Reinvestment Act rating.
• SBA lending program received Preferred Lender Program (PLP) status.

Governance Achievements

• Added Mary Ann Scully to the board of directors.
• Continued emphasis on comprehensive employee training and robust whistleblower protections.
• Implemented network access control (NAC) to enhance data security.

Climate Goals & Targets

Environmental Challenges

• Climate change challenges affecting the bank and communities served.
• Need for sustainable and scalable processes to support OpenSky® customer growth.
• Maintaining data security in a constantly evolving threat landscape.

Mitigation Strategies

• Partnering with Montgomery County Green Bank to support clean energy projects.
• Utilizing digital resources and encouraging customers to adopt digital banking.
• Providing ongoing employee training on cybersecurity and implementing data loss prevention programs.
• Implementing a Security Operations Center (SOC) for real-time monitoring.

Supply Chain Management

Climate-Related Risks & Opportunities

Reporting Standards

Frameworks Used: SASB