Climate Change Data

Environmental Metrics

ESG Focus Areas

• Climate Change
• Environmental Sustainability
• Social Responsibility
• Corporate Governance

Environmental Achievements

• Completed first green electricity transfer in 2021
• Achieved 100% green building certification for domestic headquarters by 2027 (target)
• 100% green electricity usage for domestic and overseas branches by 2040 (target)
• Became the first financial institution in Taiwan and second in Asia to pass carbon reduction target review by SBTi

Social Achievements

• Continued support for "Yushan Cup National Youth Baseball Championship"
• Established "Yushan Academic Award"
• Construction of 168 Yushan Libraries by June 2022

Governance Achievements

• Consistently ranked among the top 5% of listed companies in corporate governance assessments for 16 consecutive years
• Received "Excellent" award in corporate governance assessment by the Corporate Governance Association
• Sustainability report aligned with GRI Standards 2021 and TCFD guidelines

Climate Goals & Targets

Environmental Challenges

• Climate change and its impact on businesses
• Challenges in low-carbon transformation

Mitigation Strategies

• Collaboration with government and other businesses to accelerate low-carbon transformation
• Support for SMEs during the transition
• Investment in R&D of hydrogen, geothermal, ocean, and biomass energy

Supply Chain Management

Responsible Procurement

• Encouraging suppliers to reduce emissions

Climate-Related Risks & Opportunities

Physical Risks

• Climate change

Transition Risks

• Low-carbon transformation challenges

Opportunities

• Development of renewable energy technologies

Reporting Standards

Frameworks Used: GRI, TCFD, SBTi

Certifications: ISO 14046, ISO 46001, LEED Gold

UN Sustainable Development Goals

• UN SDGs

The initiatives contribute to the UN SDGs.

Environmental Metrics

ESG Focus Areas

• Risk Management
• Talent Cultivation and Development
• Climate Change Response
• Financial Technology and Innovation
• Green Finance
• Customer Experience and Fair Treatment
• Corporate Governance
• Code of Conduct and Ethics
• Talent Attraction and Retention
• Compliance with Laws and Regulations
• Information Security and Personal Data Protection
• Inclusive Finance

Environmental Achievements

• Based on 2020 as the baseline year, total carbon emissions decreased by 12.6%; based on 2016 as the baseline year, water consumption per unit of revenue decreased by 15.6%; waste per unit of revenue decreased by 38.9%
• Domestic sites achieved a 28% renewable energy usage ratio.

Social Achievements

• Average training hours per employee: 64.18 hours.
• 43% of domestic employees obtained digital literacy-related learning certifications (a total of 2,696 people).
• Employee engagement maintained above 88.1%
• Talent retention rate maintained above 89%
• Percentage of female managers maintained at 41.5% or above
• Increased the number of small business loan appropriations by 4,148.
• Increased the number of appropriations of new ventures, local revitalization, social enterprises, and youth entrepreneurship activation funds by 1,599.
• Installed 155 visually impaired voice ATMs, with at least one in each branch, totaling 254 ATMs deployed.

Governance Achievements

• Received the Financial Supervisory Commission's Fair Treatment of Customers Award.
• Ranked in the top 25% in the Financial Supervisory Commission's fair treatment of customers assessment.
• In accordance with the newly revised "Corporate Governance Best Practice Principles", regulated the control measures for stock transactions during the closed period and established a post-event verification and confirmation mechanism.
• Implemented the re-election of directors and the handling of the first-term training for new directors.
• Commissioned an external independent professional institution to carry out the "Board Performance Evaluation" operation.
• The number of successful cybersecurity incidents caused by successful hacking is 0.

Climate Goals & Targets

Environmental Challenges

• Physical risks of climate change and transition risks may impact E.SUN's investment and business operations.
• The financial industry faces higher risks of money laundering and terrorism financing.
• Limited financing for small businesses with annual revenue below 50 million.

Mitigation Strategies

• Established an assessment mechanism and appropriate risk management measures to enhance management and response capabilities, including educational training and alignment with international rating agency requirements.
• Implemented anti-money laundering and counter-terrorism financing mechanisms.
• Provided green credit and assisted enterprises in setting clear ESG development goals through sustainable linked loans to accelerate corporate transition.

Climate-Related Risks & Opportunities

Physical Risks

• Extreme weather events such as typhoons or floods may result in operational disruptions and asset damages for E.SUN's business locations, leading to financial losses and impacting profitability.

Transition Risks

• Associated with carbon emission costs, if E.SUN fails to effectively manage the carbon emissions of its investment or loan portfolio, it may affect its reputation and market competitiveness.

Reporting Standards

Frameworks Used: GRI

Certifications: CDP, ISO 27701, ISO 22301, ISO 27001:2022, BS10012-2017

Awards & Recognition

• Financial Supervisory Commission's Fair Treatment of Customers Award