重庆农村商业银行股份有限公司
Climate Impact & Sustainability Data (2017, 2018)
Reporting Period: 2017
Environmental Metrics
Total Carbon Emissions:20377.91 tCO2e
Scope 1 Emissions:705.28 tCO2e
Scope 2 Emissions:19672.63 tCO2e
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:33425.34 MWh
Water Consumption:189397.53 tons
Waste Generated:559.19 tons
Carbon Intensity:Not disclosed
ESG Focus Areas
- Governance
- Environmental
- Social
Environmental Achievements
- Green credit loans reached 11.425 billion RMB, an increase of 8.88 billion RMB.
- Implemented Jiangshuiyuan heat pump centralized cooling and heating project, utilizing river water as an energy source.
Social Achievements
- Launched "Poverty Alleviation Loan" product, providing 8.14 billion RMB in loans.
- Implemented various financial literacy programs, reaching 487,859 people.
- Total charitable contributions amounted to 5.2111 million RMB.
Governance Achievements
- Established a comprehensive risk management system.
- Strengthened anti-corruption and anti-money laundering measures.
- Improved consumer rights protection mechanisms.
Climate Goals & Targets
Long-term Goals:
- Not disclosed
Medium-term Goals:
- Not disclosed
Short-term Goals:
- Not disclosed
Environmental Challenges
- Not disclosed
Mitigation Strategies
- Not disclosed
Supply Chain Management
Supplier Audits: 100% coverage
Responsible Procurement
- Established supplier management procedures, including a supplier database and evaluation criteria.
Climate-Related Risks & Opportunities
Physical Risks
- Not disclosed
Transition Risks
- Not disclosed
Opportunities
- Not disclosed
Reporting Standards
Frameworks Used: GRI G4, Hong Kong Exchanges and Clearing ESG Guidelines, China Banking Regulatory Commission guidelines, China Banking Association guidelines
Certifications: Null
Third-party Assurance: 普华永道中天会计师事务所（特殊普通合伙）
UN Sustainable Development Goals
- Not disclosed
Not disclosed
Sustainable Products & Innovation
- Poverty Alleviation Loan
- Green credit products
Awards & Recognition
- Various awards from the China Banking Association and other organizations
Reporting Period: 2018
Environmental Metrics
Total Carbon Emissions:21,532.80 tCO2e/year (Scope 1 and 2)
Scope 1 Emissions:566.60 tCO2e/year
Scope 2 Emissions:20,966.20 tCO2e/year
Total Energy Consumption:34,745.02 MWh/year
Water Consumption:203,725.87 tons/year
Waste Generated:21.15 tons/year (hazardous); 162.19 tons/year (non-hazardous)
ESG Focus Areas
- Economic Responsibility
- Environmental Responsibility
- Social Responsibility
- Governance
Environmental Achievements
- Reduced carbon emissions (Specific figures not provided, but mentions energy saving initiatives like using energy-efficient elevators, LED lights, and implementing energy-saving measures in the building)
- Reduced water consumption (Specific figures not provided, but mentions using water-saving faucets and toilets)
- Reduced waste (Specific figures not provided, but mentions recycling programs for ink cartridges and batteries)
Social Achievements
- Launched various employee well-being programs, including health checkups, psychological counseling, and recreational activities
- Conducted over 5,000 financial literacy campaigns, distributing over 900,000 informational materials
- Invested CNY 15,929,400 in charitable activities, with approximately 24,000 employee volunteer hours
Governance Achievements
- Established a clear corporate governance framework with a board of directors, supervisory board, and senior management
- Implemented robust risk management systems, including stress testing and liquidity risk management
- Strengthened anti-corruption and anti-money laundering measures
Climate Goals & Targets
Environmental Challenges
- Complex domestic and international economic situations
- Fluctuating market conditions
- Managing risks associated with large-scale exposures, liquidity, and financial instrument impairment
Mitigation Strategies
- Implemented a comprehensive risk management system
- Improved internal control mechanisms
- Maintained high capital adequacy ratio (13.52%) and provision coverage ratio (347.79%)
Supply Chain Management
Supplier Audits: 100% coverage
Responsible Procurement
- Supplier management principles: unified leadership, collective decision-making, strict access, dynamic management, mutual supervision, internal resource sharing, and supplier database priority use
Climate-Related Risks & Opportunities
Reporting Standards
Frameworks Used: GRI Standards, Hong Kong Exchanges and Clearing's Environmental, Social and Governance Reporting Guide
Third-party Assurance: PwC Zhong Tian LLP
Awards & Recognition
- 2018 Global Bank Brand Value 500 Strong (138th place)
- 2017 Best Green Finance Award (China Banking Association)
- 2017 Best Social Responsibility Financial Institution Award (Chongqing Banking Association)
- 2017 Social Responsibility Precise Poverty Alleviation Award (Chongqing Banking Association)
- 2017 Best Social Responsibility Manager Award (China Banking Association)
- 2017 Social Responsibility Special Contribution Award (China Banking Association)
- 2017 Social Responsibility Special Contribution Branch Award (China Banking Association)
- 2018 Core Trader (National Interbank Funding Center)
- 2018 Chongqing Top 100 Enterprises (14th place)
- 2018 Chongqing Top 100 Service Enterprises (4th place)
- 2018 China's Top 500 Enterprises (372nd place)
- 2018 China's Top 500 Service Enterprises (134th place)
- 2017 National Banking Industry Excellent Retail Bank
- 2017 China's Top 100 Retail Banks
- 2017 Outstanding Public Brand Recognition Top 100
- 2017 Financial Institution Brand Recognition Top 100
- 2017 Best Risk Management Rural Commercial Bank
- 2018 Golden Penguin Award
- 2018 Inclusive Finance Award
- 2018 Chongqing Excellent Mobile Finance
- 2017 Service to Small and Micro Enterprises Top 50 Financial Products (China Banking Association)