Climate Change Data

Environmental Metrics

ESG Focus Areas

• Governance
• Environmental
• Social

Environmental Achievements

• Utilizing loans for environment-friendly companies and introducing environmental technologies into the new Head Office building.
• Selected as a stock in the MSCI Japan Empowering Women Index.

Social Achievements

• Initiatives to promote the active participation of women in the workplace.
• Introduced the remote work system to some users of the short-time work system.
• Strengthened support for the career advancement of users of the work-family balance support system.

Governance Achievements

• Restructuring of Group companies to strengthen the governance of the entire Group.
• Introduced the stock compensation scheme (BIP trust) for directors and executive officers.
• Added one external director, resulting in external directors accounting for 30% of the Board of Directors.

Climate Goals & Targets

Environmental Challenges

• Decreasing population and number of branches.
• Prolonged low interest environment.
• Intensified competition with different business sectors joining the industry.

Mitigation Strategies

• Structural reforms.
• Providing high-value-added solutions responding to customers’ needs.
• Strengthening collaboration with Hirogin Securities in asset management.
• Proactive engagement in the FinTech field.
• Workstyle reforms to enhance individual labor productivity and promote work-life balance.
• Promoting diversity by strengthening initiatives to provide greater opportunities for women and recruiting specialized personnel.
• Measures against money laundering and prevention of billing fraud.

Supply Chain Management

Climate-Related Risks & Opportunities

Awards & Recognition

• MSCI Japan Empowering Women Index