MCB Group Limited
Climate Impact & Sustainability Data (2023-07 to 2024-06)
Reporting Period: 2023-07 to 2024-06
Environmental Metrics
Total Carbon Emissions:16,833 tCO₂e/year
Scope 1 Emissions:455 tCO₂e/year
Scope 2 Emissions:11,365 tCO₂e/year
Scope 3 Emissions:5,014 tCO₂e/year
Renewable Energy Share:Not disclosed
Total Energy Consumption:Not disclosed
Water Consumption:Not disclosed
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed
ESG Focus Areas
- Vibrant and sustainable local and regional economies
- Environmental and cultural heritage
- Individual and collective well-being
- Responsible behaviour
Environmental Achievements
- Continued to strengthen governance structures related to climate risk and sustainable finance
- Signed inaugural USD 400 million Sustainability Linked Syndicated term Loan, with indicators linked to sustainable financing
- Secured a USD 120 million loan from Proparco and DEG to support climate finance
- Refined sustainable finance framework, including enhancing green taxonomy and developing a social taxonomy
- Reduced operational footprint
- Engaged in impact partnerships across Mauritius
- Disbursed Rs 2 billion in funding to projects across several sectors under MCB Sustainable Loan
Social Achievements
- Launched MCB Career Architecture and embedded ‘Shared Ways of Working’ to boost employee engagement
- Progressed gender equality and workplace diversity agenda, earning EQUAL-SALARY certification (Africa’s first bank)
- Signed inaugural USD 400 million Sustainability Linked Syndicated term Loan, with indicators linked to gender diversity
- Provided training and development opportunities to employees
- Conducted activities to promote employee well-being
- Pursued support to communities through the MCB Forward Foundation
- Achieved EQUAL-SALARY certification, affirming commitment to equal pay and gender equality
Governance Achievements
- Undertook comprehensive materiality analysis for MCB Ltd
- Launched sustainability training and awareness programme with Moody’s
- Revamped Code of Ethics and Whistleblowing Policy
- Enhanced approach to risk management and compliance across the Group
- Undertook anti-bribery, corruption, fraud and anti-money laundering training
Climate Goals & Targets
Long-term Goals:
- Not disclosed
Medium-term Goals:
- Achieve 40% female representation in middle and senior management by 2026
- Engage with at least 25 clients by 2026 to capture waste/resource efficiency data
Short-term Goals:
- Reduce energy intensity by 23% by 2023 (partially achieved)
- Reduce water intensity by 25% by 2023 (partially achieved)
- Reduce paper consumption to below 100 tonnes by 2023 (not achieved)
Environmental Challenges
- Data limitations in quantifying climate-related risks
- Data availability limitations in determining baselines for impact analysis
- Challenges related to improving resource efficiency and promoting a circular economy in Mauritius due to import dependency
Mitigation Strategies
- Enlisted service provider to assist in measuring climate-related risks
- Developed feasible ways for setting targets despite data limitations
- Collaborated with UNEPFI to develop guidance on circular economy for responsible banking
Supply Chain Management
Supplier Audits: Not disclosed
Responsible Procurement
- Favouring local suppliers where possible
Climate-Related Risks & Opportunities
Physical Risks
- Extreme weather events (cyclones, floods)
- Rising sea levels
- Higher temperatures
Transition Risks
- Policy changes
- Technological disruptions
- Market shifts
Opportunities
- Development of energy-efficient products and services
- Growth in sustainable finance
Reporting Standards
Frameworks Used: GRI Standards 2021, UNEP FI Principles for Responsible Banking
Certifications: EQUAL-SALARY
Third-party Assurance: EY (limited assurance on UNEP FI PRB report)
UN Sustainable Development Goals
- Not disclosed
Supports 16 of the 17 SDGs based on material issues and national priorities.
Sustainable Products & Innovation
- MCB Sustainable Loan
- Lokal is Beautiful scheme
- Sustainable Supply Chain Finance
- Sustainable Trade Finance Facility
- Green Lease
- Green Drive
Awards & Recognition
- EQUAL-SALARY certification
- Silver Award at Qorus Reinvention Awards – MEA 2024