Climate Change Data

Environmental Metrics

ESG Focus Areas

• Community and charitable giving
• Responsible lending practices
• Economic stability
• Sustainable practices
• Environmental and social focuses
• Vendor management
• Employment practices
• Diversity, Equity and Inclusion (DEI)

Environmental Achievements

• Focus on energy efficiency, recycling & education
• Company resource & drought management

Social Achievements

• CVCB helped Visionary Home Builders of California, Inc., receive grants totaling $1,080,000 to support advocating for healthy, vibrant and safe communities and educational opportunities for those in need.
• The Fresno Area Hispanic Foundation (FAHF) received assistance with a $25,000 Access to Housing and Economic Development (AHEAD) grant to support women entrepreneurs.
• Financial education and startup advice were provided to small businesses and entrepreneurs in need through CVCB’s partnership with SCORE.
• Banking Center team and client fundraising drive awarded Make-A-Wish Northeastern & Central California and Northern Nevada Chapters funds to fulfill wishes for two deserving children with critical illnesses.
• Hands-on volunteerism and donations supported 15 food banks in the sixth Business Food Fund Challenge.
• Team-driven support provided hundreds of holiday gifts to deserving children through The Salvation Army’s Angel Tree program.
• United Way employee giving program provided annual funds.
• For serving the Central Sierra through our support of Creek Fire relief and recovery efforts, CVCB was honored with a recognition from Fresno County.
• Impactful response to the Creek Fire earned the People’s Choice Award in the ICBA 2021 National Community Bank Service Awards.
• CVCB was named a Top 10 institution in the CRMNext “Right on the Money” program for supporting communities impacted by the Creek Fire.
• Greater Sacramento team provided fire relief support for clients displaced by the Caldor Fire in Northern California.

Governance Achievements

• Annual review and prioritization of the bank’s areas of focus by executive management team.
• Governance structure enables management of all major aspects of the business through an integrated process of financial, strategic, risk and leadership planning.
• Compliance with laws and regulations ensured through clear lines of authority for decision-making and accountability.
• Operation with integrity that inspires client and community trust.

Climate Goals & Targets

Environmental Challenges

• COVID-19 pandemic continued taking its toll.
• Inflation hit a 39-year high.
• Supply chain disruptions impacted businesses and consumers.
• Disastrous wildfire season impacted forested and urbanized areas.
• Availability of water remained a concern throughout California, particularly in the Central Valley.

Mitigation Strategies

• Ensuring uninterrupted banking service throughout the pandemic, while providing a safe environment for team, clients and communities.
• Investment in client relationships, driving professional bankers to go above-and-beyond.
• Commitment to enhanced digital processes and advanced security protocols.
• Constantly increasing cybersecurity measures, including educating and testing team on security best practices and sharing knowledge with clients and community.
• Elevated community support to address food insecurity, housing and social justice.
• Providing fire relief support to impacted areas.

Supply Chain Management

Climate-Related Risks & Opportunities

Physical Risks

• California wildfires
• Drought conditions

Awards & Recognition

• Premier Performing Bank designation by The Findley Reports
• 5-Star Superior rating from Bauer Financial
• Loan guarantee Lender of the Year by the Valley Small Business Development Corporation
• Best Business Bank by The Business Journal (eighth consecutive year)
• Fresno County recognition for Creek Fire relief and recovery efforts
• People’s Choice Award in the ICBA 2021 National Community Bank Service Awards
• Top 10 institution in the CRMNext “Right on the Money” program