Climate Change Data

Grameen Crédit Agricole Foundation

Climate Impact & Sustainability Data (2022)

Reporting Period: 2022

Environmental Metrics

ESG Focus Areas

  • Financial Inclusion
  • Poverty Reduction
  • Sustainable Agriculture
  • Climate Change Adaptation
  • Women's Empowerment

Environmental Achievements

  • Joined the 4 per 1000 initiative to improve soil health and combat climate change.
  • Supported sustainable agricultural practices leading to an 8-fold increase in rice yield per hectare in Senegal.
  • Kennemer Foods International's sustainable cocoa production in the Philippines, incorporating agroecological reforestation and forest conservation.

Social Achievements

  • Provided nearly €90 million in loans to 79 organizations in 36 countries, serving nearly 9 million people.
  • 91% of microcredit beneficiaries were women.
  • 82% of microfinance clients were in rural areas.
  • Co-funded a study measuring the positive impact of microfinance on clients' quality of life.
  • Supported the digital transformation of ACEP Group subsidiaries.

Governance Achievements

  • Implemented Client Protection Pathway for over 25% of the portfolio, promoting client protection standards.
  • Strengthened governance of partner institutions through technical assistance missions.
  • Developed a risk mapping model adapted to the context of partner institutions.

Climate Goals & Targets

Environmental Challenges

  • Geopolitical instability and conflict (Ukraine war, Burkina Faso, Niger, Mali).
  • Climate change impacts (droughts, floods) affecting agricultural production and income.
  • High inflation and interest rates.
  • Security risks in several operating countries.
  • Supply chain disruptions.
Mitigation Strategies
  • Adapted strategies by granting deferrals or new financing in countries affected by the Ukrainian conflict.
  • Provided technical assistance tailored to partners' needs (e.g., environmental strategies, digitalization, governance).
  • Developed partnerships with local entities (ACEP, Baobab) to navigate security risks.
  • Supported partners in strengthening client protection mechanisms and implementing the Client Protection Pathway.
  • Supported the development of micro-insurance to help clients manage emergency situations.

Supply Chain Management

Responsible Procurement
  • Working with local producers and cooperatives.

Climate-Related Risks & Opportunities

Physical Risks
  • Droughts
  • Floods
Opportunities
  • Development of climate-resilient agricultural practices.
  • Investment in renewable energy.

UN Sustainable Development Goals

  • SDG 1: No Poverty
  • SDG 5: Gender Equality
  • SDG 8: Decent Work and Economic Growth
  • SDG 13: Climate Action

The Foundation's activities contribute to these goals through financial inclusion, women's empowerment, sustainable agriculture, and climate change adaptation.