Climate Change Data

Environmental Metrics

ESG Focus Areas

• Environmental
• Social
• Governance

Environmental Achievements

• Reduced per capita paper consumption by 11% and per capita water consumption by 7%
• Achieved operational carbon neutrality through the purchase of international green certificates and carbon credits

Social Achievements

• Launched "Tai e Loan," the first online credit consumption loan product for Taiwanese residents in mainland China
• Increased green loans by 72.18%, reaching 71.11 billion yuan
• Implemented ten measures to serve new citizens
• Developed and launched various products for new citizens, including loans and financial services

Governance Achievements

• Established a cross-departmental collaboration mechanism for green finance
• Improved the consumer rights protection mechanism and process

Climate Goals & Targets

Supply Chain Management

Responsible Procurement

• Prioritizing environmentally friendly products in procurement

Climate-Related Risks & Opportunities

Reporting Standards

Frameworks Used: China Banking and Insurance Regulatory Commission's opinions on strengthening the social responsibility of banking financial institutions, Guidelines for Corporate Governance of Commercial Banks, China Banking Association's Guidelines for Corporate Social Responsibility of Banking Financial Institutions, Shanghai Stock Exchange's Guiding Opinions on Environmental Information Disclosure of Listed Companies, Guiding Opinions on the Report on the Performance of Social Responsibilities by Companies

Sustainable Products & Innovation

• "Photovoltaic loan", "Energy-saving and emission reduction loan", carbon emission rights pledge loan

Awards & Recognition

• National Civilized Unit
• Excellent Comprehensive Business Institution (Shanghai Bill Transaction Center)
• Annual Market Influence Institution (China Foreign Exchange Trading Center)
• Best Practice of Listed Company 2022 Annual Report Performance Explanation Meeting (China Listed Companies Association)
• First Prize for Outstanding Contribution Bank Serving Private Enterprises in 2022 (Xiamen Municipal Local Financial Supervision and Administration Bureau, People's Bank of China Xiamen Branch, National Financial Supervision and Administration Bureau Xiamen Supervision Bureau)
• Excellent Institution for Financial Services for Small and Micro Enterprises in Xiamen in 2023 (Xiamen Municipal Bureau of Industry and Information Technology, People's Bank of China Xiamen Branch, National Financial Supervision and Administration Bureau Xiamen Supervision Bureau)
• Excellent Cooperation Institution of Xiamen Science and Technology Finance (Tenth Anniversary) (Xiamen Municipal Bureau of Science and Technology)
• First Prize for Xiamen Municipal Financial Statistics Work Evaluation in 2023 (People's Bank of China Xiamen Branch)
• Third Prize for Incentive Evaluation Ranking for Serving Private Enterprises and Small and Micro Enterprises in 2022 (Fujian Provincial Financial Work Office, Fujian Provincial Department of Finance, People's Bank of China Fuzhou Center Branch, National Financial Supervision and Administration Bureau Fujian Supervision Bureau)
• Top Ten Financial Products Serving New Citizens in Fujian (Fujian Banking Association, Fujian Insurance Industry Association)
• Pioneer Institution for Financial Digital Transformation Capability Maturity Assessment (Beijing National Financial Technology Certification Center)
• Third Prize for Excellent Projects in Xiamen Financial Technology in the Fourth Session (People's Bank of China Xiamen Branch, Xiamen Municipal Local Financial Supervision and Administration Bureau)
• 2022 Xiamen Award for Top Ten Financial Products Supporting Private Enterprises (People's Bank of China Xiamen Branch, Xiamen Municipal Local Financial Supervision and Administration Bureau, National Financial Supervision and Administration Bureau Xiamen Supervision Bureau)
• Excellent Case Award for Risk Management Innovation (City Bank Clearing Service Co., Ltd.)
• Top Ten Network Influence Excellent Case Awards (City Bank Clearing Service Co., Ltd.)
• Excellent Case Award for Operational Management Innovation (City Bank Clearing Service Co., Ltd.)
• Excellent Award for UnionPay Card Product Cooperation (China UnionPay Co., Ltd.)
• Annual Banking Best Intelligent Risk Control Award (Digital Innovation in Banking (China) Summit)
• Annual Excellent Inclusive Finance Award (14th Golden Ding Award, Daily Economic News)
• 2023 Banker Risk Management Innovation Excellent Case Award (The Banker Magazine)
• 2023 Retail Banking Jiefu Award (Caijing China Magazine)
• 2023 Harmonious Investor Relations Bank Tianji Award (Securities Times)
• Financial Technology Empowering Business Innovation Award (14th Financial Technology Innovation Award Selection, Financial Electronicization Magazine)
• Outstanding Contribution Bank in Zhangzhou in 2022 (Zhangzhou Municipal Local Financial Supervision and Administration Bureau, Zhangzhou Municipal Finance Bureau, People's Bank of China Zhangzhou Branch, National Financial Supervision and Administration Bureau Zhangzhou Supervision Branch)
• 2022 Financial Consumer Rights Protection Evaluation A-level (People's Bank of China Sanming Branch)
• National Workers' Vanguard (All-China Federation of Trade Unions)
• National Women's Civilization Post (All-China Women's Federation)
• China Red Cross Contribution Medal (China Red Cross Society)
• Fujian Provincial Red Cross Humanitarian Gold Medal (Fujian Provincial Red Cross Society)
• Fujian Provincial Home for Taiwan Compatriots Association (Fujian Provincial Association of Taiwan Compatriots)
• Fujian Provincial Women's Civilization Post (Fujian Provincial Women's Federation)
• Advanced Unit for Financial Assistants Assisting Rural Revitalization (Ningde Municipal Committee of the Communist Party of China, People's Bank of China Ningde Branch)
• Model Employee Home in Longyan (Longyan Municipal Federation of Trade Unions)
• Third Prize for the Financial Youth Supporting Putian City's Green Economic Development Demonstration Zone Construction Talent Show (Putian Municipal Financial Youth League Committee, National Financial Supervision and Administration Bureau Putian Supervision Bureau, Communist Youth League Putian Municipal Committee)
• Sixth Zhangzhou Youth May Fourth Medal Collective (Communist Youth League Zhangzhou Municipal Committee, Zhangzhou Municipal Youth Federation)
• Youth Civilization Number (Communist Youth League Quanzhou Municipal Committee)
• Youth Civilization Number (Communist Youth League Nanping Municipal Committee)
• Youth Civilization Number (Communist Youth League Sanming Municipal Committee)
• Youth Civilization Number (Communist Youth League Ningde Municipal Committee)
• Xiamen's Most Satisfying Bank Branch and Excellent Team (Haixia Daily)
• Eighteenth National Legal System Cartoon Micro-video Works Collection Activity Excellent Award (National Office for Popularizing Legal Knowledge)