Climate Change Data

Al Ahli Bank of Kuwait K.S.C.P.

Climate Impact & Sustainability Data (2023)

Reporting Period: 2023

Environmental Metrics

Total Carbon Emissions:12,234.03 tCO2e/year
Scope 1 Emissions:1,203.30 tCO2e/year
Scope 2 Emissions:6,899.65 tCO2e/year
Scope 3 Emissions:4,131.09 tCO2e/year
Total Energy Consumption:11,436,058.46 kWh/year
Water Consumption:74,939,991.36 Liters/year
Waste Generated:34,250 kg paper/year, 3,228.48 kg plastic/year

ESG Focus Areas

  • Climate Resilience
  • Responsible Banking
  • Community Investment
  • Robust Governance
  • Empowering Our People
  • Financial Inclusion

Environmental Achievements

  • Reduced electricity consumption across the Group
  • Achieved a 54% paper recycling rate (ABK Kuwait and ABK Capital), 100% in ABK UAE
  • Significant reduction in generator emissions (over 80%)

Social Achievements

  • Customer Satisfaction Index (CSI) of 83.3% and Net Promoter Score (NPS) of 50.0%
  • Opened additional branches with special needs support
  • Provided 44,676.5 total training hours
  • Hired 107 fresh graduates
  • 44% female employees, women in managerial positions

Governance Achievements

  • Developed an ESG Strategy, an ESG Policy Framework, and a Sustainable Finance Framework
  • All procurement staff are certified from the Chartered Institute of Procurement & Supply (CIPS)
  • Implemented ABK Egypt’s Environmental and Social Risk Management (ESRM) policy

Climate Goals & Targets

Environmental Challenges

  • Increase in owned car emissions
  • Decline in SME lending growth rate (5.77% YoY)
  • Decrease in spending on local suppliers in comparison to 2022
Mitigation Strategies
  • Implementing energy conservation initiatives
  • Exploring ways to optimize consumption and reduce environmental impact
  • Increased the number of local suppliers despite decrease in spending

Supply Chain Management

Responsible Procurement
  • Prioritizing local suppliers
  • CIPS certification for procurement staff
  • Code of conduct for suppliers

Climate-Related Risks & Opportunities

Reporting Standards

Frameworks Used: GRI

Certifications: ISO 27001 (ABK Egypt), ISO 22301 (ABK Egypt), CIPS (Procurement)

Sustainable Products & Innovation

  • Eco-friendly debit card (planned for Q3 2024)

Awards & Recognition

  • Best Retail Bank
  • Best Corporate Bank
  • Best Working Place in the Banking Sector
  • Best Compliance Bank
  • Best Banking Product
  • Most Innovative Campaign
  • Most Growing Bank in Egypt
  • Most Asset Management Growing
  • Fastest Growing Asset Manager in Kuwait 2023
  • Fastest Growing Bank in Egypt for 2023
  • J.P. Morgan STP Elite Award
  • Elite Quality Recognition award from J.P. Morgan