Deutsche Payment A1M SE

Climate Impact & Sustainability Data (2023)

Difficult economic situation, mainly due to hard-to-achieve growth in the e-commerce sector.
Delayed new contracts within the brokerage business.
High volatility in the Fintech sector and high investor expectations.
Decreased purchasing power, consumption, and spending on the consumer side.
Companies prioritizing other matters over optimizing payment structures.

Restructuring measures including reduced personnel costs, renegotiated contracts with service providers, and offering standardized products.
Increased Payment Consulting due to stalled serial sales processes.
Cost optimization in personnel without loss of competence.
Short-term loans to bridge liquidity gaps, with subordination agreements with lenders.
Unlimited legally binding patronage declaration (financial commitment) from the majority shareholder for twelve months.