Climate Change Data

Environmental Metrics

ESG Focus Areas

• Corporate Social Responsibility (CSR)
• Diversity & Inclusion
• Governance

Social Achievements

• Increased percentage of women employed to 65%
• Implemented sustainability strategy with guidelines on social rights, leadership culture, equal opportunities, and resource management.

Governance Achievements

• Issued a corporate governance statement in compliance with the German Corporate Governance Code.
• Maintained compliance statement from the previous year.
• Conducted intensive consultations about Group corporate governance.

Climate Goals & Targets

Environmental Challenges

• Intense competition in the payment processing market.
• Risks associated with the use of third-party services and technologies.
• Risks from acquisitions.
• Currency exchange rate risk.
• Interest rate risks.
• Liquidity risk.
• Debtor risks.
• Legal and regulatory risks.
• Reputation risk.

Mitigation Strategies

• Implemented a risk management system based on ISO 31000:2009.
• Continuous monitoring of customer satisfaction.
• Stringent project controlling.
• Active supplier management.
• Extensive due diligence before acquisitions.
• Use of financial derivatives to hedge currency risks.
• Stringent checks on counterparties for liquidity risk.
• Comprehensive assessment of business partners for debtor risks.
• Cooperation with legal and tax consultants for regulatory risks.
• Continuous review of statements on products and reports on the Wirecard Group.

Supply Chain Management

Responsible Procurement

• Defines mandatory sustainability criteria for procurement of products and services.

Climate-Related Risks & Opportunities

Reporting Standards

Frameworks Used: IFRS, German Corporate Governance Code

Certifications: PCI DSS

Third-party Assurance: Ernst & Young GmbH Wirtschaftsprüfungsgesellschaft

Awards & Recognition

• Most Innovative NFC Project Award (Smart Awards Asia 2014)
• Top of Wallet (European Paybefore Awards 2014)
• Best Travel Companion (European Paybefore Awards 2014)
• Boundary Buster (European Paybefore Awards 2014)
• The One to Watch: Company (European Paybefore Awards 2014)

Environmental Metrics

ESG Focus Areas

• Environmental Protection
• Social Responsibility
• Sustainable Corporate Management

Environmental Achievements

• Use of green energy for all data centers worldwide
• Energy efficiency measures in company-wide power supply
• Carbon offsetting for US business trips since 2019
• Cashless transactions processed virtually paperless

Social Achievements

• Regular investment in employee training and continuing education
• Zero tolerance for discrimination and harassment
• Commitment to upholding human rights at all locations
• Development of a diversity concept for the composition of the Group's Management Board and Supervisory Board

Governance Achievements

• Compliance with the Corporate Governance Code
• Annual declarations of compliance in accordance with Section 161 of the German Stock Corporation Act
• Establishment of Audit, Compensation, and Personnel and Nomination Committees in 2019
• Establishment of a Group Compliance Office in 2019

Climate Goals & Targets

Environmental Challenges

• No material climate-related risks identified, but constant monitoring is carried out.

Mitigation Strategies

• Developing an emissions management system to establish an emissions reduction strategy
• Reporting on emissions performance within the scope of the CDP (Carbon Disclosure Project) in 2020

Supply Chain Management

Climate-Related Risks & Opportunities

Opportunities

• New sales potential with customers in e-mobility, car sharing, and smart grids