Climate Change Data

Environmental Metrics

ESG Focus Areas

• Environmental
• Social
• Governance

Environmental Achievements

• 50% of deployed ships met EEDI Phase 3 standards; over 150 ships (one-third of fleet) were EEDI Phase 3 compliant.
• Successfully issued RMB 3 billion green financial bond.
• Year-on-year growth of over 300% in new energy business within equipment and facilities leasing sector.
• Launched proprietary fleet carbon emissions analysis system.

Social Achievements

• Launched the first "Golden Ideas Campaign" to solicit employee ideas for improvement.
• No consumer complaints received.
• 100% employee participation in training programs.
• Supported rural revitalization initiatives, allocating nearly RMB 3.2 billion to household PV projects and RMB 670 million to a leading pig farming enterprise.

Governance Achievements

• Established and optimized a standardized governance structure.
• Implemented rigorous project review processes and enhanced AML measures.
• Strengthened compliance management framework with three lines of defense.
• Established a comprehensive data quality management system.

Climate Goals & Targets

Environmental Challenges

• Talent shortage in the industry.
• Environmental risks (transition risks from policy shifts and physical risks from natural disasters).
• Credit risks, market risks (interest rate fluctuations and foreign exchange volatility), liquidity risks, operational risks, reputational risks, concentration risks, and information technology risks.

Mitigation Strategies

• Focusing on attracting, nurturing, and developing exceptional talents.
• Implementing standardized management across all stages of the leasing business process for credit risk mitigation.
• Developing policies tailored to market conditions and internal circumstances for market risk management.
• Monthly monitoring of future cash flows and producing liquidity gap analysis reports for liquidity risk management.
• Developing the BOCOM Leasing Operational Risk Event Management Measures for operational risk management.
• Rigorous review of reputational risk management mechanisms.
• Thorough risk assessments in key industries and regions for concentration risk management.
• Comprehensive evaluations of information systems and network security policies for information technology risk management.

Supply Chain Management

Responsible Procurement

• BOCOM Leasing's Supplier Management Measures

Climate-Related Risks & Opportunities

Physical Risks

• Natural disasters and extreme weather events

Transition Risks

• New policies related to low-carbon transition

Opportunities

• Expansion in the new energy sector
• Potential asset growth in shipping and aviation sectors
• Business growth in the transition to a low-carbon transportation system

Reporting Standards

Frameworks Used: Guidelines for Environmental Information Disclosure of Financial Institutions (JR/T 0227-2021), SDG Compass

Sustainable Products & Innovation

• "Quick Easy Leasing" and "Credit Easy Leasing"
• "Younergy Lease: Commercial and Industrial Solar Power Station Financing 1+N"

Awards & Recognition

• Numerous awards listed in the report