Climate Change Data

Environmental Metrics

ESG Focus Areas

• Customer-oriented activity
• Customer protection
• Human rights and labor
• Work-life balance
• Business results
• Ethics and Integrity
• Co-prosperity
• Socially responsible investment and employee engagement
• Minimizing of environmental impacts

Environmental Achievements

• Reduced GHG emissions (details not quantified but mentioned as a target of 3% year-on-year reduction, 106.7% complete)
• Planted 37,654 trees for the 'Dream School' project
• Achieved ISO 14001 and ISO 50001 certifications

Social Achievements

• Launched new insurance products (Legal & Living Expense Insurance, Business Owner’s Property Insurance, Senior Cancer Insurance, Accident Insurance, Senior Medical Insurance)
• Launched 24-hour Emergency Fire Service
• Established a Customer Protection Committee and expanded Customer Protection Centers
• Implemented Vacation Pre-planning and pre-inputting system
• Conducted preventive safety education sessions and safety drills
• Shares repurchase (KRW 415.5 billion)
• Increased communication activities with various stakeholders
• Promoted social contribution activities (Guide Dog Donation, ‘Gift of Hope with 500 won’)

Governance Achievements

• Maintained the highest RBC ratio (375%) in the industry
• Received highest credit ratings (A++ from A.M. Best and A+ Positive from S&P)
• Established CEO succession regulations
• Implemented a target-oriented performance evaluation system for employees
• Established SFMI University for employee development

Climate Goals & Targets

Environmental Challenges

• Uneasy economic situation in Korea due to global economic slowdown and uncertainties in emerging markets
• Underwriting profit loss due to concentrated large-amount incidents of commercial insurance, deteriorated loss ratio of auto insurance, and higher risk loss ratio of long-term insurance
• Decline of yield on interest-bearing assets due to low interest rate environment
• Number of large amount incidents such as the sinking of the Sewol ferry, airplane crashes and a number of fires

Mitigation Strategies

• Improved portfolio mix and differentiated profit management
• Stable growth in invested assets
• Strengthened underwriting for low-margin contracts
• Improved retention rate for profitable accounts
• Focus on protection-type products in long-term insurance
• Premium hike for certain types of automobiles
• Strengthened underwriting in offline and rising inflow of low-risk customers in auto insurance
• Increased portion of floating rate products and actively adjusting liability crediting rate in ALM

Supply Chain Management

Supplier Audits: 100% of new suppliers screened using environmental and labor practices criteria

Responsible Procurement

• Social Responsibility Code of Conduct for Business Partners

Climate-Related Risks & Opportunities

Physical Risks

• Extreme weather events

Opportunities

• Development of energy-efficient products and services; investment in renewable energy projects

Reporting Standards

Frameworks Used: GRI G4 Guideline

Certifications: ISO 14001, ISO 50001, ISMS (Information Security Management System), BS25999, ISO22301

Third-party Assurance: Samil PricewaterhouseCoopers

Sustainable Products & Innovation

• Storm & Flood Insurance
• Weather Insurance
• New Renewable Energy Insurance
• Mileage Auto Insurance
• Bicycle Insurance (Eco Mileage)
• Eco Mileage Auto Insurance
• Auto Insurance for Driving in Designated Days a Week
• Auto Insurance for Used Parts

Awards & Recognition

• National Customer Satisfaction Index (NCSI) No.1 for 14 consecutive years
• Web Accessibility Certification
• Minister of Employment and Labor award for development of talented women employees
• Korea Social Media Awards Grand Prize
• Blog Awards of Korea Grand Prize
• Citation of Seoul Mayor

Environmental Metrics

ESG Focus Areas

• Customer Satisfaction
• Human Capital Development
• Social Responsibility
• Co-prosperity
• Environment, Safety & Health
• Governance & Risk Management
• Ethics and Integrity

Environmental Achievements

• Reduced greenhouse gas emissions to 31,566 tCO2e in 2015 from 32,044 tCO2e in 2014.
• Achieved 43% recycling rate in 2015.
• Obtained ISO 14001 (environmental management system) and ISO 50001 (energy management system) certifications.

Social Achievements

• Maintained the highest customer satisfaction rating among non-life insurance companies for three consecutive years (2012-2014).
• Launched new products and services, including the industry’s first Medical Expense Insurance for Pregnancy-related Diseases.
• Donated 182 guide dogs to the visually impaired since 1993 (9 in 2014 alone).

Governance Achievements

• Maintained the industry’s highest RBC ratio (350%) demonstrating high credibility and financial soundness.
• Received an “AA- Stable” rating from S&P and an “A++ (Superior)” from A.M. Best.
• Published an ‘Annual report of model criteria for corporate governance’.

Climate Goals & Targets

Environmental Challenges

• Global macroeconomic uncertainties (US interest rate change, China’s economic downturn, drop in global raw material prices).
• Low birth rate and demographic changes in Korea.
• Need for transformation into a global enterprise.

Mitigation Strategies

• Profit-centered sound management.
• Customer- and market-oriented management, launching new products and expanding customer bases.
• Ethical management and spearheading sustainability activity in the insurance industry at home and abroad.
• Transparent disclosure of sustainability activity and sincere communication with stakeholders.

Supply Chain Management

Responsible Procurement

• Social Responsibility Code of Conduct for Business Partners

Climate-Related Risks & Opportunities

Physical Risks

• Extreme weather
• Flooding

Transition Risks

• Regulatory changes
• Market shifts

Opportunities

• Development of energy-efficient products

Reporting Standards

Frameworks Used: GRI G4 Guideline

Certifications: ISO 14001, ISO 50001, ISMS (Information Security Management System)

Third-party Assurance: Sam-il PricewaterhouseCoopers PwC

Sustainable Products & Innovation

• Eco Mileage Auto Insurance
• Auto Insurance for Driving in Designated Days a Week
• Auto Insurance for Used Parts
• Storm & Flood Insurance
• Weather Insurance
• New Renewable Energy Insurance

Awards & Recognition

• 2015 Best Korea Brands Top 50
• 2015 Maekyung Special Award For Financial Product
• 2015 Excellent Financial Company Protecting Consumers
• 2015 The Best non-life insurance Company
• 2015 Prime Minister’s Award for Excellence in Gender Equality for Employment
• 2015 FSS Award in the Field of Non-life Insurance
• 2015 The Best IR
• 2015 Selected in Dow Jones Sustainability World Index
• 2015 Excellence Award for Corporate Social Responsibility
• 2015 Excellence Award in Finance Sector for Carbon Management in CDP
• 2015 Grand Prize in Business Sector for Korea’s Social Media
• 2015 Prime Minister’s Award for Excellent Companies in Anti-money Laundering
• Web Accessibility Certification (2013)
• BS25999 certification (2010)
• ISO22301 certification (2013)
• IF Design Award (2015)
• Grand Prize of Korea’s Architectural Culture (2015)
• Grand Prize in the field of educational facilities (2016)

Environmental Metrics

ESG Focus Areas

• Customer Satisfaction
• Human Capital Development
• Social Responsibility
• Co-prosperity
• Environmental, Safe & Health Management
• Corporate Governance

Environmental Achievements

• Reduced GHG emissions by 31.1% from the base year (Scope 1+2)
• Reduced paper consumption by 4.7% year-on-year
• Achieved top ranking among global insurers in the Dow Jones Sustainability World Index

Social Achievements

• Retained 1st place in customer satisfaction index
• Improved retention rates of protection products
• Maintained zero leaks in customer information
• Increased percentage of women in management positions by 0.3% to 11.2%
• Donated 192 guide dogs to visually impaired individuals
• Developed social responsibility programs suited to the insurance business
• Developed socially responsible products and services, increasing sales

Governance Achievements

• Enhanced transparency and autonomy of the Board of Directors
• Received A++ rating from A.M. Best for six consecutive years and AA- Stable from S&P
• Established a three-member audit committee composed entirely of outside directors

Climate Goals & Targets

Environmental Challenges

• Uncertainty in the global financial market
• Slow recovery of the Korean economy
• Increase in operating expenses
• Recognition of one-time losses
• Decrease in bond yields
• Reduction in profit sources of interest-bearing assets
• Decrease in premiums in general insurance
• Frequent occurrence of large one-time accident claims
• Climate change risks and weather changes impacting risks and losses

Mitigation Strategies

• Improving business portfolio
• Strategic planning to increase investment profit on loans
• Policy to increase retention rates of profitable accounts
• Reinforced underwriting and soft market in the reinsurance sector
• Increased insurance premium per vehicle
• Decrease in accident rates via internet channels and reinforced underwriting efforts
• Systematically collecting and using weather information to prevent accidents
• Support for evacuation of cars in flood-prone areas
• Text message service encouraging public transport use during risky weather
• Systematic consulting on natural disaster risks and weather information

Supply Chain Management

Responsible Procurement

• Social Responsibility Code of Conduct for Business Partners

Climate-Related Risks & Opportunities

Physical Risks

• Extreme weather, flooding

Opportunities

• Development of weather insurance products

Reporting Standards

Frameworks Used: GRI G4 Guideline

Certifications: ISO 14001, ISO 50001, ISO 9001

Third-party Assurance: Korea Productivity Center

UN Sustainable Development Goals

• Goal 1 (No Poverty)
• Goal 2 (Zero Hunger)
• Goal 3 (Good Health and Well-being)
• Goal 4 (Quality Education)
• Goal 7 (Affordable and Clean Energy)
• Goal 8 (Decent Work and Economic Growth)
• Goal 10 (Reduced Inequalities)
• Goal 11 (Sustainable Cities and Communities)
• Goal 13 (Climate Action)

Various initiatives contributing to these goals through social responsibility programs, employee development, environmental management, and socially responsible products and services.

Sustainable Products & Innovation

• Storm & Flood Insurance
• Weather Insurance
• New Renewable Energy Insurance
• Mileage Auto Insurance
• Eco Mileage Auto Insurance
• Auto Insurance for Driving in Designated Days a Week
• Auto Insurance for Used Parts

Awards & Recognition

• Grand Prize in Human Resources Development Excellence Award
• Consumers’ Choice Outstanding Ad
• Gold Prize in Award for Innovation in Brand Renovation
• Grand Prize for Non-life Insurance for Korea Pension Award
• Education Minister’s Award for Improvement of Disability Awareness
• Best Non-life Insurance in Korean Sustainability Index
• Excellence in Weather Management
• Inclusion in Dow Jones Sustainability World Index
• Excellence Award in Finance Sector for Carbon Management in CDP
• A+ rating of ESC (Environment, Social, and Governance) Evaluation by Korea Corporate Governance Service
• Selected for the Silver Class in the Sustainability Ratings by RobecoSAM
• Citation of the Minister of Health & Welfare
• Financial Supervisory Service Governor Award, Beautiful Insurance Awards

Environmental Metrics

ESG Focus Areas

• Management Performance
• Customer-oriented Management Activities
• Risk Management
• Corporate Social Responsibility
• Talent Development

Environmental Achievements

• Reduced GHG emissions by 51.5% in total amount from the base year (Scope 1, 2) and 29.7% in unit area by 2018.
• Achieved ISO 14001 and ISO 50001 certifications.
• Installed photovoltaic power generation facilities with an output of 642Mkw of electricity per year at the global campus in 2018.

Social Achievements

• Launched Anyfit, an IoT-based healthcare service.
• Launched MyHealthNote, a mobile healthcare service for diabetic patients.
• Donated 215 guide dogs to visually impaired people by 2018.
• Operated various social contribution projects such as traffic safety education, support for underprivileged children, and microfinance.

Governance Achievements

• Maintained highest ratings from S&P and A.M. Best.
• Listed on the World Index of the Dow Jones Sustainability Index for the fifth consecutive year in 2018.
• Established and operated various committees such as Management Committee, Executive Nomination Committee, Internal Transaction Committee, Risk Management Committee, Remuneration Committee, and Audit Committee.

Climate Goals & Targets

Environmental Challenges

• Climate change risks (physical risks from natural disasters and transitional risks from regulatory and market changes).
• Technological changes (risks from AI, blockchain, and IoT).
• Demographic change (risks from population aging).

Mitigation Strategies

• Measures to minimize the negative impact of natural disasters and reduce carbon footprint.
• Investment in InsureTech Fund to take advantage of big data and AI technologies.
• ALM-based asset allocation to long-term bonds and diversification of investment sources.

Supply Chain Management

Responsible Procurement

• Social Responsibility Code of Conduct for Business Partners

Climate-Related Risks & Opportunities

Physical Risks

• Increased frequency and severity of natural disasters

Transition Risks

• Regulatory and market changes related to climate change

Opportunities

• Development of environment-friendly products and services

Reporting Standards

Frameworks Used: GRI Standards – Core, AA1000AP (2018), UN SDGs

Certifications: ISO 14001, ISO 50001, ISMS

Third-party Assurance: Korea Productivity Center

UN Sustainable Development Goals

• SDG 3
• SDG 4
• SDG 8
• SDG 10

Various initiatives aligned with these goals, including traffic safety, education, employment, and social inclusion.

Sustainable Products & Innovation

• Eco-mileage auto insurance
• Electronic policy signing service
• Anyfit
• MyHealthNote
• My Kids Consulting App

Awards & Recognition

• Astrid Award Grand Prix
• DJSI World Index
• Various customer satisfaction awards
• InsureTech Innovation Award
• Korea Mobile Award
• Ewha - Maeil Business Newspaper Award for Outstanding Nurturing Collaboration Award

Environmental Metrics

ESG Focus Areas

• Climate Change
• Diversity & Inclusion
• Governance

Environmental Achievements

• Reduced greenhouse gas emissions by 17.7% in 2020 compared to the previous year (15,153 tCO2eq).

Social Achievements

• Launched 'Anyfit' and 'MyHealthNote' digital healthcare services, with 330,000 and 8,600 users respectively.
• Operates SF (Success of Forty) branches for women with career breaks due to childbirth and childcare.
• Achieved 1st place in three major customer satisfaction surveys (NCSI, KCSI, KS-SQI) in 2020.

Governance Achievements

• Established an ESG Committee under the Board of Directors in March 2021.
• Declared a 'coal-free finance' policy.

Climate Goals & Targets

Environmental Challenges

• Global financial market instability and worsening insurance business environment due to the COVID-19 pandemic.
• Climate change related physical risks (e.g., increased frequency and severity of natural disasters).
• Transition risks related to climate change regulations and market shifts.

Mitigation Strategies

• Profitability-focused business strategy, stable insurance loss ratio, and investment portfolio management.
• Development of various environmental insurance products (e.g., flood insurance, weather insurance).
• Portfolio adjustments, including reducing investments in carbon-intensive assets and increasing investments in green assets.
• Internal carbon pricing and voluntary greenhouse gas inventory management.

Supply Chain Management

Supplier Audits: 99.4% of suppliers agreed to the Social Responsibility Code of Conduct in 2020

Responsible Procurement

• Social Responsibility Code of Conduct for Suppliers

Climate-Related Risks & Opportunities

Physical Risks

• Increased frequency and severity of natural disasters (floods, typhoons).

Transition Risks

• Strengthening of carbon emission regulations and market changes.

Opportunities

• Development of climate-related insurance products and services.

Reporting Standards

Frameworks Used: GRI Standards – Core

Certifications: ISO 14001, ISO 50001

Third-party Assurance: Korea Productivity Center

UN Sustainable Development Goals

• SDG 3
• SDG 4
• SDG 8
• SDG 10

Samsung Fire & Marine Insurance's initiatives contribute to these goals through various social contribution activities, employee development programs, and sustainable investment strategies.

Sustainable Products & Innovation

• Environmental and social insurance products

Awards & Recognition

• DJSI World Index inclusion for 7 consecutive years
• CDP Climate Change Leadership A- rating
• MSCI ESG Ratings A rating
• FTSE4Good Index inclusion for 8 consecutive years
• KCGS ESG rating A
• Sustainbest ESG rating A

Environmental Metrics

ESG Focus Areas

• Climate change
• Digitalization
• Customer Value
• Global Network
• Environmental Management
• Social Value through Finance
• ESG Governance

Environmental Achievements

• Reduced GHG emissions by 2.9% in 2021 (14,707 tCO2eq)
• Achieved 96.4% paperless new long-term insurance contracts in 2021
• Suspended new investments in coal development since 2019 and declared ‘coal-free finance’ in 2020
• Increased ESG investment to KRW 10.5 trillion by 2030 (target)

Social Achievements

• Maintained No.1 position in NCSI for 21 consecutive years
• Launched new digital brand ‘Direct Chac’ and integrated financial app ‘Monimo’
• Expanded healthcare platform ‘Anyfit’ with 410,000 subscribers
• Launched caregiver liability insurance in partnership with Care Nation
• Increased sales of environmental and social insurance products to KRW 2.9 trillion (target for 2023 is KRW 3 trillion)

Governance Achievements

• Established ESG Committee under the Board of Directors in March 2021
• Appointed female non-executive directors in March 2022
• Achieved an A rating in MSCI ESG Ratings
• Obtained ISO 14001 and ISO 50001 certifications

Climate Goals & Targets

Environmental Challenges

• Climate change risks (physical and transition risks)
• Digital transformation risks (system operation and cybersecurity risks)
• Demographic change risks (low interest rates, shrinking insurance market)
• Compliance risks

Mitigation Strategies

• Established climate risk management plan
• Implemented robust information security measures
• Developed ALM-based asset allocation strategy
• Developed and launched eco-friendly insurance products
• Strengthened internal control system and compliance programs

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement

• Green purchasing guidelines
• ESG factors in partner company selection
• Social Responsibility Code of Conduct for Business Partners

Climate-Related Risks & Opportunities

Physical Risks

• Increased frequency and severity of natural disasters

Transition Risks

• Tightening climate change regulations
• Market shifts towards sustainable practices

Opportunities

• Growth in eco-friendly insurance products
• New market opportunities in eco-friendly mobility

Reporting Standards

Frameworks Used: GRI, TCFD, PSI, UN SDGs

Certifications: ISO 14001, ISO 50001

Third-party Assurance: Korea Management Registrar (KMR), Korean Foundation for Quality (KFQ)

UN Sustainable Development Goals

• SDG 3
• SDG 4
• SDG 8
• SDG 10

Initiatives aligned with SDGs through various social contribution programs, talent development programs, and inclusive insurance products

Sustainable Products & Innovation

• Eco-mileage auto insurance
• Mini life insurance
• Electric vehicle-only insurance plan
• Various environmental insurance products

Awards & Recognition

• No.1 in NCSI for 21 consecutive years
• No.1 in KCSI for auto and long-term insurance

Environmental Metrics

ESG Focus Areas

• Climate Change
• Diversity & Inclusion
• Governance
• Customer Focus
• Digital Innovation
• Supply Chain Management
• Social Contribution

Environmental Achievements

• Reduced carbon emissions by 1.4% in 2023 (aiming for net-zero by 2050)
• Installed solar power facilities at Goyang Global Campus, reducing carbon emissions by 313.3 tCO₂eq in 2022
• Joined RE100 initiative, aiming for 100% renewable energy by 2040
• Joined K-EV100 initiative, aiming for 100% electric/hydrogen vehicles for company cars by 2030
• Achieved over 47% bumper repair rate in 2022

Social Achievements

• Launched '착!한생활서비스' digital platform, reaching 1.2 million users by May 2023
• Launched 'OmoOmo' pet community platform
• Launched 'AniFit Plus' digital health management platform
• Launched 'AniFit Pro' digital health management platform for corporate employees
• Continued operation of traffic safety academy and guide dog program
• Donated approximately ₩12.66 billion to society in 2022 through various social contribution activities
• Achieved 22 consecutive years as No.1 in National Customer Satisfaction Index (NCSI) and 25 consecutive years as No.1 in KCSI for auto insurance

Governance Achievements

• Established ESG Committee under the Board of Directors in 2021
• Maintained AA- rating from S&P and A++ rating from A.M. Best
• Achieved A rating from MSCI and KCGS ESG ratings
• Strengthened the board's diversity by appointing additional female directors in 2023
• Maintained 100% attendance rate at board meetings for the past three years

Climate Goals & Targets

Environmental Challenges

• Climate-related risks (physical and transition risks)
• Cybersecurity risks
• Demographic changes (aging population)
• Maintaining customer trust and data security

Mitigation Strategies

• Developed and implemented responsible investment and ESG underwriting policies
• Strengthened cybersecurity measures (encryption, security devices, 24/7 monitoring)
• Developed and launched digital health management platforms
• Developed and implemented various risk management strategies and contingency plans
• Strengthened internal controls and compliance programs

Supply Chain Management

Supplier Audits: 100% of key suppliers in 2022

Responsible Procurement

• Supplier Code of Conduct
• ESG criteria in supplier selection

Climate-Related Risks & Opportunities

Physical Risks

• Extreme weather events (typhoons, floods)
• Increased frequency and intensity of natural disasters

Transition Risks

• Regulatory changes
• Market shifts towards low-carbon economy
• Reputational risks related to climate change

Opportunities

• Growth in demand for climate-related insurance products
• Investment opportunities in renewable energy and green technologies

Reporting Standards

Frameworks Used: GRI Standards, TCFD, PSI, SASB

Certifications: ISO 14001, ISO 50001, ISMS

Third-party Assurance: BSI Group Korea

UN Sustainable Development Goals

• SDG 3
• SDG 4
• SDG 8
• SDG 10
• SDG 17

Samsung Fire & Marine Insurance's initiatives contribute to these SDGs through various programs related to health, education, economic growth, inequality reduction, and partnerships.

Sustainable Products & Innovation

• Eco-mileage auto insurance
• Flood insurance
• Weather insurance
• Environmental liability insurance
• Platform-exclusive caregiver liability insurance

Awards & Recognition

• 22 consecutive years as No.1 in NCSI (National Customer Satisfaction Index)
• 25 consecutive years as No.1 in KCSI (Korean Customer Satisfaction Index) for auto insurance
• 12 consecutive years as No.1 in KCSI for long-term insurance

Environmental Metrics

ESG Focus Areas

• Customer-centric Management
• Information Security and Privacy Protection
• Enhancement of efforts to achieve carbon neutrality
• Overseas business advancement and global portfolio diversification
• Ethics & compliance management
• Digital innovation
• Biodiversity and ecosystem restoration
• Clear identification of the business impact of climate change

Environmental Achievements

• Installed solar panels at the Goyang City Global Campus (training center) in 2018, preventing 293.79tCO2eq of GHG emissions per year.
• Significantly reduced GHG emissions from paper use by about 30.7%.
• Started procurement of renewable energy electricity through the Korean Green Premium System in 2023.
• Deployed 2 additional zero-emission electric vehicles and installed 25 new electric vehicle charging stations by the end of 2023.

Social Achievements

• Ranked first in the National Customer Satisfaction Index (NCSI) for 23 consecutive years.
• Ranked first in the Korean Customer Satisfaction Index (KCSI) in the auto insurance sector for 26 consecutive years, and achieved first place in the long-term insurance category for 13 consecutive years.
• Selected as an 'Excellent Call Center' for 20 consecutive years in the Korean Service Quality Index (KSQI).
• Launched the ‘Senior-Friendly Mobile Service’ in 2023.
• Celebrated the 30th anniversary of the guide dog campaign for the visually impaired.
• Celebrated the 25th anniversary of the opening of the Samsung Transportation Museum (reopened as Samsung Mobility Museum).

Governance Achievements

• Acquired ISO 27001 and ISMS-P Certificates in 2023.
• Achieved zero security incidents and zero regulatory sanctions related to information security and privacy protection in 2023.
• Maintained an industry-leading RBC level of 273%.

Climate Goals & Targets

Environmental Challenges

• Increased claims and loss rates for insurance portfolios vulnerable to climate change.
• Increased volatility or decline in the value of investment assets due to climate change.
• Legal disputes from external stakeholders and resulting damage to reputation.
• Increased costs for investment companies developing eco-friendly and low-carbon technologies.

Mitigation Strategies

• Minimizing the negative impacts that may occur from natural disasters through natural disaster exposure management based on underwriting and reinsurance strategies.
• Performing simulation assessments of cumulative risks of natural disasters.
• Suspending investment in companies in the coal mining and electricity generation industries.
• Managing profitability through careful analysis and monitoring of opportunity factors related to eco-friendly technologies.

Supply Chain Management

Supplier Audits: 100% consent rate for partner companies

Responsible Procurement

• Samsung Fire & Marine Insurance Partners Code of Conduct

Climate-Related Risks & Opportunities

Physical Risks

• Increased claims and loss ratios for automobile insurance and general insurance due to the increase in the frequency and severity of natural disasters.

Transition Risks

• Regulatory changes affecting investment assets.
• Increased costs for eco-friendly technology development.
• Market volatility due to climate change.

Opportunities

• Increased demand for catastrophe insurance products.
• Increased demand for insurance products related to eco-friendly mobility.

Reporting Standards

Frameworks Used: GRI 2021, SASB insurance disclosure standards, UN Sustainable Insurance Principles (UN PSI), TCFD, UN Sustainable Development Goals (SDGs)

Certifications: ISO 14001, ISO 50001, ISMS-P, ISO 27001, ISO 22301, Health-Friendly Certified Company

Third-party Assurance: Korea Productivity Center Quality Assurance

UN Sustainable Development Goals

• Goal 3
• Goal 8
• Goal 17

Various social contribution activities align with these goals.

Sustainable Products & Innovation

• Eco-mileage Auto Insurance
• No-driving day auto insurance
• Renewable energy insurance
• Storm and flood insurance
• Crop disaster insurance
• Livestock disaster insurance
• Weather insurance
• Environmental pollution liability insurance

Awards & Recognition

• Prime Minister's Citation (2018)
• Seoul Transportation Culture Award (2010)