PT MNC Finance

Climate Impact & Sustainability Data (2022, 2023)

Total Energy Consumption:217,222 kWh

Reduced electricity usage by 2.87% compared to the previous year by scheduling air conditioner on/off hours and optimizing daytime lighting.
Implemented paperless culture to reduce paper use; however, paper procurement costs increased due to higher financing disbursement.

Maintained good industrial relations with employees, resolving issues with a family approach.
Provided health benefits (BPJS Kesehatan or MNC Group insurance), distributed vitamins and masks, and covered rapid tests during the pandemic.
Conducted 16 training programs for employees.
Provided multiple channels for customer complaints, resolving all complaints within 20 days.

Implemented Sustainable Finance Action Plan based on Regulation No. 51/POJK.03/2017.
Adhered to the Principles of Good Corporate Governance and Principles of Applying Sustainable Finance.
Participated in socialization on the implementation of sustainable finance for financing companies.

Internal challenges included human resource competence issues related to the implementation of Sustainable Finance, and data collection difficulties (paper, water, electricity use).
External challenges included the impact of the COVID-19 pandemic recovery on business and finances.

Sought references from commercial banks (BUKU 3 and BUKU 4) that have implemented sustainable governance.
Gradual implementation and development of sustainable governance.
Applied the Coordination and Collaboration Principles, leveraging the MNC Group's existing social and environmental initiatives (MNC Peduli).

Total Energy Consumption:119,635 kWh (2023)

Provided equal services to all parties, including Human Resources and Customers.
Resolved all 108 customer complaints in less than 15 days.
Conducted 105 training programs, 94 of which were offline.
Launched an executive class for 5 scholarship recipient employees focusing on sustainable business practices.
Supported women's empowerment program focusing on creative economic activities.
Distributed health aids to residents of Gambir District.
Donated school equipment to victims of the Petojo Selatan fire.

Implemented Sustainable Finance principles based on OJK regulations (No. 29/POJK.05/2020 and 51/POJK.03/2017).
Adhered to Good Corporate Governance principles (transparency, accountability, compliance, independence, equality, and fairness).

Internal challenges related to human resource competence in implementing Sustainable Finance.
Data collection challenges, particularly regarding paper, water, and electricity usage.
Marketing expansion through digital applications (Motion Credit) while maintaining environmental protection.

Seeking references from commercial banks with experience in Sustainable Governance.
Gradually implementing and developing the implementation of Sustainable Governance.
Applying the Principles of Coordination and Collaboration, leveraging the MNC Group's existing social and environmental initiatives (MNC Peduli).