Climate Change Data

Zions Bancorporation, N.A.

Climate Impact & Sustainability Data (2023)

Reporting Period: 2023

Environmental Metrics

Total Carbon Emissions:21,305 MT CO2e
Scope 1 Emissions:1,689 MT CO2e
Scope 2 Emissions:16,106 MT CO2e
Scope 3 Emissions:3,510 MT CO2e
Renewable Energy Share:75% (Technology Center)

ESG Focus Areas

  • Community Investment
  • Diversity, Equity, and Inclusion
  • Environmental Sustainability
  • Ethical Practices
  • Responsible Lending

Environmental Achievements

  • LEED Platinum-certified technology and operations campus with 75% on-site solar energy.
  • Reduced electricity consumption by 13% since 2014.
  • 100% renewable energy backup data facility.
  • Paperless Paycheck Protection Program loan and forgiveness process saving approximately two million sheets of paper.
  • Transitioned to digital mortgage applications, saving over five million sheets of paper per year.

Social Achievements

  • Small Business Diversity Banking Program approved $515 million in loans to women-, minority-, veteran- and LGBTQ-owned businesses.
  • Ranked second leading bank in the U.S. for SBA 504 loan volume.
  • Outstanding rating from regulators for Community Reinvestment Act performance.
  • 62,967 hours of employee volunteer service in 2023.
  • Various initiatives to promote diversity, equity, and inclusion within the workforce.

Governance Achievements

  • 81% independent directors on the board.
  • Strong corporate governance guidelines and policies.
  • Robust data security and customer privacy measures.
  • Three lines of defense model for compliance.
  • Risk Management Framework overseen by the board.

Climate Goals & Targets

Environmental Challenges

  • Maintaining data security in an evolving threat environment.
  • Ensuring fair access to financial services for underserved communities.
  • Managing climate-related risks.
Mitigation Strategies
  • Robust cybersecurity program and regular independent assessments.
  • Small Business Diversity Banking Program and other initiatives to expand access to capital.
  • Climate risk management framework and incorporation of ESG factors in credit analysis.

Supply Chain Management

Responsible Procurement
  • Supplier Diversity Program

Climate-Related Risks & Opportunities

Reporting Standards

Frameworks Used: SASB

Certifications: LEED Platinum

Awards & Recognition

  • Green Business Award from Utah Business magazine
  • CoStar Impact Award for Vectra Bank Colorado Corporate Center
  • Champions for Clean Air Campaign Awards for National Bank of Arizona