PT Bank Artha Graha Internasional Tbk
Climate Impact & Sustainability Data (2020, 2021)
Reporting Period: 2020
Environmental Metrics
Total Carbon Emissions:5071 tCO2e/year
Scope 1 Emissions:1.2 tCO2e/year
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:5069.5 tCO2e/year
Renewable Energy Share:Not disclosed
Total Energy Consumption:6823240 kwh/year
Water Consumption:39259 m3/year
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed
ESG Focus Areas
- Economic
- Social
- Environmental
- Governance
Environmental Achievements
- Decreased Greenhouse Gas impact by 18% from 2018 to 2020
- Decreased clean water usage by 30%
- Decreased paper usage (9,813 kg in 2019 to 8,058 kg in 2020)
- 47% efficiency in fuel consumption
Social Achievements
- Zero incidents of human rights violations
- 100% of customer complaints resolved
- IDR 5.1 billion allocated for CSSR programs
- Community involvement and development programs
Governance Achievements
- Implementation of Good Corporate Governance (GCG) principles
- No transactions containing conflicts of interest
- No sanctions from regulators
Climate Goals & Targets
Long-term Goals:
- Not disclosed
Medium-term Goals:
- Not disclosed
Short-term Goals:
- Not disclosed
Environmental Challenges
- Economic challenges due to the Covid-19 pandemic
- Environmental challenges such as pollution and deforestation
Mitigation Strategies
- Implementation of sustainable finance principles
- Digitalization of banking services
- Green banking initiatives
- Community development programs
- Collaboration with government and NGOs for environmental conservation
Supply Chain Management
Supplier Audits: Not disclosed
Responsible Procurement
- e-Procurement system
- Consideration of administrative, legal, operational, and ethical criteria
Climate-Related Risks & Opportunities
Physical Risks
- Climate change impacts
Transition Risks
- Not disclosed
Opportunities
- Green building financing
- Renewable energy financing
Reporting Standards
Frameworks Used: GRI, POJK No. 51/POJK.03/2017
Certifications: Null
Third-party Assurance: Not disclosed
UN Sustainable Development Goals
- 1
- 2
- 3
- 4
- 5
- 7
- 8
- 9
- 11
- 12
- 13
- 15
- 17
The Bank's programs and activities contribute to these SDGs through economic development, social empowerment, environmental conservation, and good governance.
Sustainable Products & Innovation
- Green building financing
- Renewable energy financing
- Housing financing for low-income communities
Awards & Recognition
- First Mover Sustainable Banking (OJK)
Reporting Period: 2021
Environmental Metrics
Total Carbon Emissions:34,934 tons CO2e (total)
Water Consumption:988 m3
ESG Focus Areas
- Sustainable Finance
- Environmental Preservation
- Social Responsibility
- Good Corporate Governance
Environmental Achievements
- Issued policies and procedures for Green Office implementation and Green Building financing.
- Reduced CO2 emissions (indirect) by 4,225 tons compared to 2020.
- Partnered with Tambling Wildlife Nature Conservation (TWNC).
Social Achievements
- Implemented various CSR activities, including Pasar Murah, blood donation drives, and disaster relief.
- Conducted Covid-19 vaccination drives in collaboration with various organizations.
- Provided financial literacy training to students.
Climate Goals & Targets
Environmental Challenges
- Internal understanding and implications of sustainable finance in Bank operations still need development.
- Economic conditions due to the Covid-19 pandemic affected business activities and investment.
Mitigation Strategies
- Conducted various training programs on sustainable finance for employees at all levels.
- Developed a roadmap and long-term plans for sustainable finance implementation.
Supply Chain Management
Supplier Audits: 171 local suppliers in 2021
Responsible Procurement
- e-Procurement system
Climate-Related Risks & Opportunities
Reporting Standards
Frameworks Used: GRI Standards, SASB, POJK 51/POJK.03/2017
UN Sustainable Development Goals
- Goal 1: No Poverty
- Goal 8: Decent Work and Economic Growth
- Goal 9: Industry, Innovation, and Infrastructure
- Goal 10: Reduced Inequalities
- Goal 13: Climate Action
Various initiatives align with these SDGs, including financing for renewable energy, MSMEs, and infrastructure; CSR activities; and employee welfare programs.
Sustainable Products & Innovation
- QRIS payment system
- AGI Mobile banking app
Awards & Recognition
- Top 5 Best Mobile Banking Performance (Infobank Magazine)
- CSR Award from Cirebon Regency Government