株式会社福井銀行

Climate Impact & Sustainability Data (2023, 2024-04 to 2024-09)

Reporting Period: 2023

Environmental Metrics

Total Carbon Emissions:609,752 t-CO₂e (2023)

ESG Focus Areas

Climate Change
Human Capital Management
Governance

Environmental Achievements

Reduced paper usage by approximately 20% from 2021 to 2022.
Implemented Fukuging CO2 Emission Calculation Service to support customers' decarbonization efforts.
Set CO2 emission reduction targets for Scope 1 and 2 emissions, aiming for a 70% reduction from 2013 levels by 2030 and net-zero by 2050.

Social Achievements

Implemented 1on1 meetings and 'Homer Letter' to enhance employee well-being.
Established a Diversity & Inclusion Promotion Declaration with a 10-year roadmap.
Achieved Platinum Kurumin Plus certification, indicating efforts to create a work environment that supports employees with childcare and other family responsibilities.

Governance Achievements

Established a Sustainability Committee with the President as chair and all executive officers as members.
Implemented a robust corporate governance structure with three committees (Nomination, Remuneration, and Audit) where external directors hold the majority and chairmanship.

Climate Goals & Targets

Long-term Goals:

Achieve net-zero CO2 emissions by 2050.

Medium-term Goals:

Increase assets under management to 5,000 billion yen by 2028.
Achieve a 30% or higher diversity ratio among managers by 2024.

Short-term Goals:

Reduce CO2 emissions by 70% from 2013 levels by 2030.
Increase positive responses in the well-being survey to 60% by 2024.
Maintain employee retention rate above 95% by 2024.

Environmental Challenges

Declining population and shrinking market in Fukui Prefecture due to Japan's aging population.
Low interest rates hindering financial institution growth.
Need to adapt to changing customer values and behaviors in the digital age.

Mitigation Strategies

Focus on consulting services in addition to traditional banking.
Development of a hybrid human-digital system to enhance customer convenience.
Diversification of investment portfolios to secure stable financial foundations.

Supply Chain Management

Responsible Procurement

Use of locally sourced materials in the new head office building.

Climate-Related Risks & Opportunities

Physical Risks

Natural disasters (floods)

Transition Risks

Regulatory changes related to decarbonization
Changes in consumer behavior

Opportunities

Opportunities for sustainable investments and consulting services.

Reporting Standards

Frameworks Used: TCFD

Certifications: Platinum Kurumin Plus

Sustainable Products & Innovation

Fukuging CO2 Emission Calculation Service

Awards & Recognition

Fukui City Commendation for efforts in creating a dementia-friendly community.

Reporting Period: 2024-04 to 2024-09

Environmental Metrics

Total Carbon Emissions:Not disclosed

Scope 1 Emissions:Not disclosed

Scope 2 Emissions:Not disclosed

Scope 3 Emissions:Not disclosed

Renewable Energy Share:Not disclosed

Total Energy Consumption:Not disclosed

Water Consumption:Not disclosed

Waste Generated:Not disclosed

Carbon Intensity:Not disclosed