Climate Change Data

Spandana Sphoorty Financial Limited (SSFL)

Climate Impact & Sustainability Data (2022-23, 2023-04 to 2024-03, 2024)

Reporting Period: 2022-23

Environmental Metrics

Total Carbon Emissions:220.35 tonnes CO2e (Scope 1) + 1865.76 tonnes CO2e (Scope 2)
Scope 1 Emissions:220.35
Scope 2 Emissions:1865.76
Scope 3 Emissions:Not disclosed
Renewable Energy Share:0%
Total Energy Consumption:11326 GJ
Water Consumption:2097.55 KL
Waste Generated:Not disclosed
Carbon Intensity:0.22 tonnes CO2e/FTE

ESG Focus Areas

  • Financial Literacy
  • Financial Inclusion
  • UN Sustainable Development Goals
  • Environmental Sustainability
  • Social Welfare
  • Governance
  • Employee Wellbeing
  • Inclusive Growth
  • Ethics & Transparency

Environmental Achievements

  • Reduced paper consumption through digitization
  • Encouraged use of glass/metal bottles to reduce plastic waste

Social Achievements

  • Financial literacy programs for over 50,000 women
  • Tailoring training centers for 2,300 women, resulting in job placements and self-employment
  • CSR initiatives in aspirational districts

Governance Achievements

  • Implementation of policies addressing Sexual Harassment and Whistleblower protections
  • Code of Conduct for Directors and Senior Management
  • Vigil/Whistleblowing mechanism

Climate Goals & Targets

Long-term Goals:
  • Not disclosed
Medium-term Goals:
  • Not disclosed
Short-term Goals:
  • Not disclosed

Environmental Challenges

  • Not disclosed
Mitigation Strategies
  • Not disclosed

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement
  • Sourcing from small and local businesses

Climate-Related Risks & Opportunities

Physical Risks
  • Not disclosed
Transition Risks
  • Not disclosed
Opportunities
  • Embracing sustainable solutions and financing green initiatives

Reporting Standards

Frameworks Used: Null

Certifications: Null

Third-party Assurance: Not disclosed

UN Sustainable Development Goals

  • Not disclosed

Not disclosed

Sustainable Products & Innovation

  • Not disclosed

Awards & Recognition

  • Not disclosed

Reporting Period: 2023-04 to 2024-03

Environmental Metrics

Total Carbon Emissions:3318.835 tCO2e/year
Scope 1 Emissions:178.165 tCO2e/year
Scope 2 Emissions:3140.67 tCO2e/year
Scope 3 Emissions:Not disclosed
Renewable Energy Share:0%
Total Energy Consumption:16252.19 GJ/year
Water Consumption:3393.19 KL/year
Waste Generated:Not disclosed
Carbon Intensity:0.125 gram CO2e/`

ESG Focus Areas

  • Customer Centricity
  • Commitment to Employees
  • Positive Social Impact of Products and Services
  • Brand and Reputation Management
  • Regulatory Compliance and Ethical Business Practices

Environmental Achievements

  • Implemented measures such as installing low-consumption and energy-efficient fixtures, employing sensor taps resulting in reduction in energy consumption and Scope-2 GHG Emissions.
  • Replaced plastic water bottles with glass or steel bottles resulting in reduction in Single Use Plastic (SUPs) consumption and reduction in overall plastic waste.
  • Emphasized digitalization to minimize paper waste resulting in reduction in paper consumption.

Social Achievements

  • Codified commitments to ESG principles through adoption of policies like ESG Governance Framework, Environment and Social Policy and Policy on Environment and Social Management Systems.
  • Provided tailoring training to 600 women, resulting in 215 securing job placements and 286 becoming self-employed.
  • Provided financial and digital literacy training to over 12,428 women.

Governance Achievements

  • Established a Sustainability Committee to identify initiatives, set targets and manage sustainability risks and opportunities.
  • Board of Directors annually assesses business responsibility and sustainability performance.

Climate Goals & Targets

Long-term Goals:
  • Not disclosed
Medium-term Goals:
  • Not disclosed
Short-term Goals:
  • Not disclosed

Environmental Challenges

  • Not disclosed
Mitigation Strategies
  • Not disclosed

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement
  • Procurement from local businesses, women-led businesses, and MSMEs whenever feasible.

Climate-Related Risks & Opportunities

Physical Risks
  • Not disclosed
Transition Risks
  • Not disclosed
Opportunities
  • Not disclosed

Reporting Standards

Frameworks Used: Null

Certifications: Null

Third-party Assurance: Not disclosed

UN Sustainable Development Goals

  • Not disclosed

Not disclosed

Sustainable Products & Innovation

  • Not disclosed

Awards & Recognition

  • Not disclosed

Reporting Period: 2024

Environmental Metrics

Climate Goals & Targets

Supply Chain Management

Climate-Related Risks & Opportunities