STELLANTIS FINANCIAL SERVICES EUROPE
Climate Impact & Sustainability Data (2023)
Reporting Period: 2023
Environmental Metrics
ESG Focus Areas
- Energy Transition
- Mobility
- Digital Transformation
Environmental Achievements
- Stellantis reduced its scope 1 and 2 absolute emissions tCO2 by 20% in 2023 vs Baseline 2021
- Electrified vehicle (LEV) penetration is now 24.1%, of which 52.6% in B2C. In 2023, the weight of LEV vehicles in overall brand registrations increased considerably, from 13.8% to 19.3%.
Social Achievements
- Improved Net Promoter Score (NPS) by 4 points vs 2022, reaching 52.
- Reduction of vehicle defect rates three months after customer delivery by more than 40%, as compared to 2021.
- Launched 75 new service and insurance products, 33 in 2023 for all Stellantis brands.
- Customer-centric approach providing comprehensive offers in B2C and B2B (excluding LTLs).
Governance Achievements
- Successfully completed the merger of the banking entities of various Stellantis automotive brands, creating Stellantis Financial Services Europe (SFSE).
Climate Goals & Targets
Short-term Goals:
- Strengthen the presence of SFSE within all networks to consolidate B2C activity and continue to progress in B2B activities
Environmental Challenges
- Considerable economic and geopolitical instability (war in Ukraine, inflation, rapid rise in interest rates)
- Transformation of the automotive industry with electrification and the evolution of the European distribution system towards an Agent model.
- Integration of Fiat, Lancia, Alfa Romeo, and Jeep brands in Italy impacting performance.
- Unfavorable mix in Spain leading to lower penetration rate.
- Constrained rates on the pound sterling in the UK impacting penetration.
Mitigation Strategies
- Simplified financial services structure in Europe with long-standing banking partners.
- Developed affordable products addressing inflationary context and energy transition (customized pay-per-use rents, budget-adapted offers).
- Strategic partnership with Stripe to expand e-payment business and accelerate progress towards 2030 target for global online sales.
- Sustained joint actions with brands in the UK to improve performance.
- Significant actions to generate traffic in Belgium and Luxembourg.
- Implementation of promotional campaigns in Brazil, increasing Peugeot and Citroën financing penetration.
Supply Chain Management
Climate-Related Risks & Opportunities
Reporting Standards
Frameworks Used: IFRS
Third-party Assurance: Mazars and Ernst & Young Audit