Climate Change Data

Environmental Metrics

ESG Focus Areas

• Green
• Social
• Sustainability

Environmental Achievements

• Reduced CO2 emission by 2,305,762 tons
• Reduced COD by 84,856 tons
• Reduced NH3-N by 15,100 tons
• River regulation length of 92 km
• Annual electricity generation of 2,886,128 MWh
• Added renewable energy capacity of 1,097 MW

Social Achievements

• Not disclosed

Governance Achievements

• Not disclosed

Climate Goals & Targets

Environmental Challenges

• Not disclosed

Mitigation Strategies

• Not disclosed

Supply Chain Management

Supplier Audits: Not disclosed

Responsible Procurement

• Not disclosed

Climate-Related Risks & Opportunities

Physical Risks

• Not disclosed

Transition Risks

• Not disclosed

Opportunities

• Not disclosed

Reporting Standards

Frameworks Used: Green Bond Principles, Social Bond Principles, Sustainability Bond Guidelines, Green Bond Endorsed Project Catalogue

Certifications: Climate Bond Certification

Third-party Assurance: Ernst & Young Hua Ming LLP

UN Sustainable Development Goals

• Not disclosed

Not disclosed

Sustainable Products & Innovation

• Not disclosed

Awards & Recognition

• Not disclosed

Environmental Metrics

ESG Focus Areas

• Green Finance
• Inclusive Finance
• Corporate Governance
• Social Responsibility
• Consumer Protection
• Climate Risk Management
• Human Capital Development
• Data Security and Privacy

Environmental Achievements

• RMB4.45 trillion green loan balance (14.56% increase year-on-year as of 31 March 2024)
• RMB504.2 billion green loans to green credit whitelist clients (as of 30 June 2024)
• RMB74.6 billion overseas ESG themed bonds and RMB84.4 billion domestic and foreign green bonds issued in the first half of 2024
• RMB59.494 billion equivalent in domestic and foreign green and sustainability bonds underwritten in the first half of 2024
• Over RMB200 billion invested in green sector funds (as of 30 June 2024)
• RMB4.152 billion green leasing provided, accounting for 54.86% of general leasing business (as of 30 June 2024)
• RMB43.175 billion green leasing assets, accounting for 53.53% of general leasing assets (as of 30 June 2024)
• Country's first 'green + housing rental' double-labelled debt financing instrument underwritten (RMB500 million)
• Country's first green building REITs successfully landed (RMB1,066 million)
• CCB New Zealand awarded 'Carbon Neutral' certificate by Toitu for the second consecutive year
• Sydney Branch awarded 'Carbon Neutral' certificate by Climate Active for three consecutive years
• Frankfurt Branch awarded 'Carbon Neutral' certificate by a local German certification organisation for two consecutive years
• Reduction of printing cost of vouchers and accounts by 44.45% year-on-year (as of 30 June 2024)
• Reduction of paper bills by over 1 million (as of 30 June 2024)

Social Achievements

• Launched 'Low-carbon Life' service on Mobile Banking App, providing 2 billion carbon emission reduction accounting services and achieving a cumulative carbon emission reduction of more than 36 thousand tonnes (as of 30 June 2024)
• Won 'Top 100 of China Best Employers' and 'Outstanding Campus Recruitment Award 2024'
• Implemented a full-cycle training system for employee career development
• Cumulatively trained and certified 121 thousand 'China Construction Bank Financial Planner (CUFP)' professionals (as of 30 June 2024)
• Certified 69 thousand employees as outlet customer service managers (as of 30 June 2024)
• Over 2,500 employees with international anti-money laundering certificates (as of 30 June 2024)
• Implemented a complete mutual aid system for employees
• Built 3,720 care rooms for female employees (as of end of 2023)
• Held bank-wide themed painting, calligraphy and photography exhibitions and the 7th badminton competition
• Launched 'VOX community' for employee feedback, resolving 97% of 4,652 problems (from June 2020 to 30 June 2024)

Governance Achievements

• Established a top-down ESG governance framework covering the Board of Directors, Board of Supervisors, and Management
• Incorporated environmental, climate, and biodiversity risks into the Group's risk appetite
• Integrated ESG elements into the client credit rating system
• Established and continuously improved the clawback mechanism for performance remuneration of senior management personnel and key personnel
• Included sustainability indicators in performance evaluation with a total weight of over 20% (both quantitative and qualitative)
• Established and improved business ethics-related systems, including anti-bribery and anti-corruption policies and whistleblower protection measures
• Organised five special inspections on Letters and Visits in the first half of 2024
• Issued the 'Whistleblowing Policy Overview'
• Implemented the 'ESG Risk Management Measures'

Climate Goals & Targets

Environmental Challenges

• Climate-related risks (physical and transition risks)
• ESG risks in key industries (agriculture, forestry, power, mining, petrochemical, iron and steel)
• Maintaining data security and client privacy in a digital environment
• Managing reputational risks related to ESG performance

Mitigation Strategies

• Developed climate risk stress testing scenarios (including physical and transition risks)
• Formulated differentiated credit policies for key industries
• Established a comprehensive ESG risk management system
• Implemented robust data security and privacy protection measures
• Strengthened communication and stakeholder engagement

Supply Chain Management

Responsible Procurement

• Green procurement practices

Climate-Related Risks & Opportunities

Physical Risks

• Floods
• Typhoons
• Droughts

Transition Risks

• Regulatory changes
• Market shifts
• Carbon pricing

Opportunities

• Development of green financial products and services
• Investment in renewable energy

Reporting Standards

Frameworks Used: TCFD

Sustainable Products & Innovation

• Green Climate Loan
• ESG sustainability loan
• Green bonds
• Green leasing products
• Green insurance products
• Green wealth management products

Awards & Recognition

• Asian Banker 2023 China Climate Risk Management Achievement Award
• Asian Banker's 'Best Auto Loan Product in China' award