Sound Community Bank

Climate Impact & Sustainability Data (2013, 2014, 2015, 2016)

Reporting Period: 2013

Environmental Metrics

ESG Focus Areas

Environment
Community
Workplace
Financial Stewardship

Environmental Achievements

Eliminated over 100,000+ printed pages through technology initiatives
Eliminated 2,000,000+ paper transactions through electronic services
60% of clients chose electronic statement delivery, eliminating 100,000+ paper statements
Sought & maintained partnerships with environmentally conscious clients
Donations & employee volunteer hours given to ecologically conscious organizations
Implemented sustainable practices including high-efficiency lighting, low-water landscaping, alternative energy systems, and stormwater retention in building projects

Social Achievements

96% employee participation in Corporate Giving Campaign
1,100+ hours volunteered within communities
119 non-profit checking accounts offered free to nonprofit organizations
95.5% average client satisfaction score
Finalist in “Best of the Peninsula” for Best Place to Bank 2013
Nearly $155,000 given to communities in 2013
317 youth enrolled in Bank-sponsored financial literacy programs
Two employees retired after 20+ years at the Bank; two former employees returned to work at the Bank
11 promotions, eight officer titles awarded, & two graduates from the Washington Banker’s Association Executive Development Program
85% employee participation in the Bank Wellness Program

Governance Achievements

“Superior” safety & soundness rating from Bauer Financial
Return on Equity ratio of 9.74%
Dividend Payout ratio of 9.85%
62.50% Stock Appreciation
Total Equity to Assets ratio of 67.30%
16.65% Insider Stock Ownership ratio
110.55% Loan to Deposit ratio
67.30% Efficiency ratio

Climate Goals & Targets

Supply Chain Management

Responsible Procurement

Reusing and re-purposing building materials
Sourcing local, sustainably manufactured non-toxic materials

Climate-Related Risks & Opportunities

Awards & Recognition

Finalist in “Best of the Peninsula” for Best Place to Bank 2013

Reporting Period: 2014

Environmental Metrics

ESG Focus Areas

Financial Stewardship
Environment
Workplace
Community

Environmental Achievements

52% of clients receive electronic statements, eliminating approximately 100,000 printed pages
57% of clients with a checking account use Online Banking for paperless transactions and bill payment
73% of clients use a debit card, eliminating the need for paper checks
3,370 clients utilize Mobile Banking, eliminating the need to visit a branch
46% of loan clients choose to pay automatically instead of using a paper check or visiting a branch
100% of our loan files are digitized, eliminating the need for storing 2,700,000 pieces of paper in filing cabinets

Social Achievements

93.68% employee participation in the Bank Wellness Program
Average employee tenure of 5.23 years
$19,716 in tuition reimbursement for continuing employee education
2,134 total hours of employee training
1,990 employee hours volunteered within our communities
94.13% average client satisfaction score
96% employee participation in Corporate Giving Campaign
89 charitable events and activities supported during 2014
132 nonprofit checking accounts offered free to nonprofit organizations

Governance Achievements

Employees awarded 7.5% of salary in shares to Employee Stock Ownership Plan

Climate Goals & Targets

Supply Chain Management

Climate-Related Risks & Opportunities

Reporting Period: 2015

Environmental Metrics

ESG Focus Areas

Environment
Community
Workplace
Financial Stewardship

Environmental Achievements

62% of clients chose electronic paper statements, eliminating approximately 175,000 printed pages
63% of clients with a checking account use Online Banking for paperless transactions and bill payment
74% of clients use a debit card, eliminating the need for paper checks
3,711 clients utilize Mobile Banking, eliminating the need to visit a branch
36% of clients with a loan choose auto-pay instead of using a paper check or visiting a branch monthly
100% of loan files digitized, eliminating the need for storing 2,878,000 pieces of paper

Social Achievements

1,396 hours volunteered within our communities
94.91% average client satisfaction score
87% employee participation in Corporate Giving Campaign
15.05% average market share in communities we serve
81 charitable events and activities
66 checking accounts offered free to nonprofit organizations

Governance Achievements

5-Star “Superior” safety and soundness rating from Bauer Financial
Employees awarded 5.35% of salary in shares to Employee Stock Ownership Plan

Climate Goals & Targets

Supply Chain Management

Climate-Related Risks & Opportunities

Reporting Period: 2016

Environmental Metrics

ESG Focus Areas

Financial Stewardship
Environment
Workplace
Community

Environmental Achievements

61% of clients chose electronic paper statements, eliminating approximately 175,000 printed pages
69% of clients with a checking account use Online Banking for paperless transactions and bill payment
70% of clients use a debit card, limiting the use of paper checks
4,666 clients utilize Mobile Banking, eliminating the need to visit a branch
40% of clients with a loan choose auto-pay instead of using a paper check or visiting a branch monthly
100% of loan files digitized, eliminating the need for storing 3,000,000 pieces of paper in filing cabinets

Social Achievements

Employees raised over $50,000 for Food Lifeline through Food Frenzy, providing over 250,000 meals
87.7% employee participation in the Bank Wellness Program
Average employee tenure of 4.90 years
3,096 total hours of employee training
1,472 hours volunteered within our communities
95.38% average client satisfaction score
95.49% employee participation in Corporate Giving Campaign
213 checking accounts offered free to nonprofit organizations