Nordic Public Sector Issuers (a group including City of Gothenburg, Kommunalbanken, KBN, Kommuninvest, Kommunekredit, Municipality Finance, Municipality of Linköping, Municipality of Lund, Municipality of Norrköping, Municipality of Örebro, Region Skåne, Region Stockholm, Swedish Export Credit Corporation, SEK, Municipality of Västerås, Municipality of Borås and Swedish Association of Local Authorities and Regions (SALAR))
Climate Impact & Sustainability Data (2019, 2023, 2024)
Reporting Period: 2019
Environmental Metrics
Total Carbon Emissions:50,938 tCO2e/year (reduced and avoided)
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:37 GWh/year (reduced and avoided)
Water Consumption:Not disclosed
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed
ESG Focus Areas
- Climate change
- Renewable energy
- Energy efficiency
- Transportation
- Waste and circular economy
- Water and wastewater management
- Land use and area development
- Climate change adaptation
Environmental Achievements
- 50,938 tonnes of CO2e reduced and avoided annually
- 37 GWh energy reduced and avoided annually
- 109 GWh renewable energy produced annually
Social Achievements
- Not disclosed
Governance Achievements
- KBN’s Green Bond Framework, updated in June 2016 and rated ‘Dark Green’ by CICERO
Climate Goals & Targets
Long-term Goals:
- Not disclosed
Medium-term Goals:
- Not disclosed
Short-term Goals:
- Not disclosed
Environmental Challenges
- Uncertainty related to estimating climate and environmental impact from investments
Mitigation Strategies
- Data reviewed by KBN, but not verified by KBN or a third party. Calculation of impact done by KBN. Use of a grid factor of 315g CO2 per kWh of electricity recommended in the “Nordic Public Sector Issuers’ Position Paper on Green Bonds Impact Reporting”.
Supply Chain Management
Supplier Audits: Not disclosed
Responsible Procurement
- New internal procurement guidelines with stricter requirements and expectations in respect of our suppliers’ ethical conduct and sustainability practices.
Climate-Related Risks & Opportunities
Physical Risks
- Floods, landslides, rising sea levels, drought
Transition Risks
- Pricing of greenhouse gas emissions, changes in demand
Opportunities
- Not disclosed
Reporting Standards
Frameworks Used: Nordic Public Sector Issuers: Position Paper on Green Bonds Impact Reporting
Certifications: Null
Third-party Assurance: Not disclosed
UN Sustainable Development Goals
- Goal 7
- Goal 9
- Goal 11
- Goal 12
- Goal 13
- Goal 14
- Goal 15
Projects contribute to various SDGs depending on the project category.
Sustainable Products & Innovation
- Not disclosed
Awards & Recognition
- Not disclosed
Reporting Period: 2023
Environmental Metrics
Total Carbon Emissions:Not disclosed
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:Not disclosed
Water Consumption:Not disclosed
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed
ESG Focus Areas
- Climate Change
- Sustainability
Environmental Achievements
- Completed USD 5.2 bn in lending to climate-friendly projects in 2023 (15.4% of total lending portfolio), aiming for 20% by end of 2025.
- Green lending for investments in climate and environmentally friendly projects grew by a record 11bn NOK in 2023.
- 474 green projects across Norway as of December 31, 2023.
- 68 new green projects in 2023.
- 46,684 MWh energy reduced and avoided annually
- 14,034 tonnes of CO2e reduced and avoided annually
- 2,107,849 MWh renewable energy produced annually
Social Achievements
- KBN’s mandate has been extended to implement greater environmental and social awareness via Green Lending.
- Green loans are offered at reduced interest rates to projects with clear climate- and environmental ambitions.
- KBN’s annually published Impact Report has twice won “Environmental Finance’s Impact Report of the Year”.
Governance Achievements
- KBN is supervised by the Norwegian Financial Supervisory Authority (“Finanstilsynet”).
- KBN follows conservative and prudent risk management policies for all financial transactions.
- KBN has a robust system for business ethics compliance.
- KBN's ESG reporting is assessed as very strong and it has board level oversight for ESG issues.
Climate Goals & Targets
Long-term Goals:
- Not disclosed
Medium-term Goals:
- Not disclosed
Short-term Goals:
- Reach 20% green lending by the end of 2025.
Environmental Challenges
- Not disclosed
Mitigation Strategies
- Not disclosed
Supply Chain Management
Supplier Audits: Not disclosed
Responsible Procurement
- Utilising recycled materials in construction projects (e.g., used tires, windows, low-carbon concrete).
Climate-Related Risks & Opportunities
Physical Risks
- Flooding
Transition Risks
- Not disclosed
Opportunities
- Green lending
Reporting Standards
Frameworks Used: ICMA Green Bond Principles, EU Taxonomy
Certifications: Null
Third-party Assurance: Not disclosed
UN Sustainable Development Goals
- Not disclosed
Not disclosed
Sustainable Products & Innovation
- Not disclosed
Awards & Recognition
- Environmental Finance’s Impact Report of the Year (twice)
Reporting Period: 2024
Environmental Metrics
ESG Focus Areas
- Environmental
Climate Goals & Targets
Environmental Challenges
- Different methodologies and metrics used across issuers making comparison and aggregation challenging.
Mitigation Strategies
- Development of a common Nordic position on impact reporting to improve comparability and aggregation.
Supply Chain Management
Climate-Related Risks & Opportunities
Physical Risks
- Extreme weather events
- Sea level rise
Transition Risks
- Regulatory changes
- Market shifts
Reporting Standards
Frameworks Used: IFI Harmonized Framework, Green Bond Principles