株式会社阿波銀行 (The Awa Bank, Ltd.)

Climate Impact & Sustainability Data (2022, 2023)

Reporting Period: 2022

Environmental Metrics

Total Carbon Emissions:5750 tCO2e/year (2021)

Scope 1 Emissions:531 tCO2e/year (2021)

Scope 2 Emissions:5219 tCO2e/year (2021)

ESG Focus Areas

Environmental Protection
Social Issue Resolution
Governance Enhancement
SDGs

Environmental Achievements

Reduced CO2 emissions by 50.1% from 2013 to 2020
Reduced energy consumption by 36.6% from 2013 to 2018
Implementation of Awa Bank eco-project
Development of Awa Bank Green Loan
Establishment of "Awa Bank's Forest"

Social Achievements

Implementation of long-term personnel development plan
Introduction of extended retirement age system
Implementation of support for customers
Implementation of SDGs practical seminar for customers
Issuance of Awa Bank Social Loan and Awa Bank SDGs private placement bonds
Response to the novel coronavirus infection
Expansion of business support consulting menu
Operation of Awagin Connect Rasicuru Mall
Investment in a fund supporting venture companies from Tokushima University
Initiatives to improve financial literacy
Subsidies from the Awa Bank Foundation for Academic and Cultural Promotion
Subsidies from the Awa Bank Welfare Foundation
Promotion of sports

Governance Achievements

Strengthening of corporate governance
Initiatives for RAF (Risk Appetite Framework) construction
Emergency response in case of disaster: Awagin-go
Transition to an audit committee company
Appointment of female outside directors
Establishment of an advisory committee

Climate Goals & Targets

Long-term Goals:

Achieve net-zero CO2 emissions by FY2050

Medium-term Goals:

Reduce CO2 emissions by 50% or more from 2013 levels by FY2030
Reduce energy consumption by 23% or more from 2013 levels by FY2030

Environmental Challenges

Climate change related risks (transition risks and physical risks)
Credit risks associated with climate change
Operational risks due to large-scale natural disasters
Risks related to the spread of the novel coronavirus infection
System risks

Mitigation Strategies

Scenario analysis of climate-related risks
Development of alternative sourcing strategies
Implementation of business continuity plan (BCP)
Establishment of a two-site system for headquarters building
Construction of a backup center outside Tokushima Prefecture
Mutual support system with other Shikoku alliance banks in case of large-scale disasters
Development and implementation of a risk management program
Strengthening of cyber security management system

Supply Chain Management

Climate-Related Risks & Opportunities

Physical Risks

Natural disasters
Extreme weather events

Transition Risks

Regulatory changes
Market shifts

Opportunities

Sustainable finance
Support for customers' transition to a decarbonized society

Reporting Standards

Frameworks Used: TCFD

Sustainable Products & Innovation

Awa Bank Green Loan
Awa Bank Social Loan
Awa Bank SDGs Private Placement Bonds

Reporting Period: 2023