China Merchants Bank Co., Ltd.
Climate Impact & Sustainability Data (2023)
Reporting Period: 2023
Environmental Metrics
Total Carbon Emissions:44.98 ten thousand tons of CO2 equivalent (Scope 1 and 2)
Scope 1 Emissions:2.21 ten thousand tons of CO2 equivalent
Scope 2 Emissions:42.77 ten thousand tons of CO2 equivalent
Scope 3 Emissions:300.68 ten thousand tons of CO2 equivalent
Total Energy Consumption:740,895.34 MWh (externally-acquired electricity)
Water Consumption:256.28 ten thousand tons (total water consumption)
Waste Generated:2.41 ten thousand tons (total amount of non-hazardous waste)
ESG Focus Areas
- Environmental
- Social
- Governance
Environmental Achievements
- Launched China Merchants Bank Green Finance brand and established a five horizontal and seven vertical green product and service system.
- Reduced electricity usage by 11.28% at the Head Office building compared to the previous year.
- Three branches received carbon-neutral certificates from local carbon exchanges.
Social Achievements
- Actively served the country’s major regional development strategies.
- Increased resource input and differentiated policy empowerment, supporting the economic development of key regions.
- Supported the construction of a modern Chinese industrial system.
- Comprehensively strengthened consumer rights protection.
- Strongly supported rural revitalization.
- Actively carried out charitable activities, with a total donation amount of RMB115 million throughout the year.
Governance Achievements
- Officially renamed the Board of Directors’ strategic committee to the Board of Directors Strategic and Sustainable Development Committee.
- Enhanced employee care and improved the cadre selection and training system.
- Strengthened the top-level design of digital transformation.
Climate Goals & Targets
Environmental Challenges
- Climate change impacts on credit portfolio (increased credit risk among high-carbon sector clients).
- Extreme weather conditions causing potential business interruptions.
- Environmental (climate) change impacting market prices of derivatives.
- Failure to keep up with national and industry policies related to carbon peaking and carbon neutrality.
Mitigation Strategies
- Aligning with national 14th Five-Year Plan and Carbon Peaking and Carbon Neutrality targets.
- Conducting risk assessments for extreme weather and seismic events.
- Staying abreast of innovations and offerings at major carbon and environmental trading platforms.
- Diligently studying policies and regulatory requirements related to carbon peaking and carbon neutrality.
Supply Chain Management
Climate-Related Risks & Opportunities
Physical Risks
- Extreme weather conditions
Transition Risks
- Regulatory changes, market shifts
Opportunities
- Development of energy-efficient products
Reporting Standards
Frameworks Used: GRI Standards (2021 edition), HKEX Environmental, Social, and Governance Reporting Guide, SSE’s disclosure guidelines on sustainability, TCFD
Certifications: ISO 14001:2015 (GB/T24001-2016), ISO 50001:2018 (GB/T 23331-2020), ISO 45001:2018 (GB/T45001-2020)
Third-party Assurance: TÜV SÜD Certification and Testing (China) Co., Ltd.
Sustainable Products & Innovation
- Green deposits
- Distributed Photovoltaic Framework Credit Products
- Green and low-carbon themed credit card
- New Energy Vehicle Consumer Installment Plans
- Carbon-linked loan products
Awards & Recognition
- Various awards listed in the report