Banco Exterior, C.A., Banco Universal
Climate Impact & Sustainability Data (2023-01 to 2023-06, 2023-07 to 2023-12)
Reporting Period: 2023-01 to 2023-06
Environmental Metrics
Total Carbon Emissions:Not disclosed
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:Not disclosed
Water Consumption:Not disclosed
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed
ESG Focus Areas
- Responsabilidad Social Empresarial (RSE)
- Sustainable Development Goals (SDGs)
Environmental Achievements
- Not disclosed
Social Achievements
- Supported various social programs through partnerships with foundations and NGOs, benefiting over 30,000 people directly and indirectly.
- Implemented employee volunteer programs (e.g., tree planting, community events).
Governance Achievements
- Maintained compliance with Sudeban's prudential regulations regarding capital adequacy and solvency.
Climate Goals & Targets
Long-term Goals:
- Not disclosed
Medium-term Goals:
- Not disclosed
Short-term Goals:
- Not disclosed
Environmental Challenges
- Not disclosed
Mitigation Strategies
- Not disclosed
Supply Chain Management
Supplier Audits: Not disclosed
Responsible Procurement
- Not disclosed
Climate-Related Risks & Opportunities
Physical Risks
- Not disclosed
Transition Risks
- Not disclosed
Opportunities
- Not disclosed
Reporting Standards
Frameworks Used: Null
Certifications: Null
Third-party Assurance: Lara Marambio & Asociados (Deloitte)
UN Sustainable Development Goals
- Goal 4 (Quality Education)
- Goal 8 (Decent Work and Economic Growth)
- Goal 2 (Zero Hunger)
The bank's social initiatives align with these SDGs through support for education and culture, health and food security, and community development.
Sustainable Products & Innovation
- Exterior NEXO mobile payment platform
- Exterior Divisa$ foreign currency account
- Prepaid cards in foreign currency
Awards & Recognition
- Not disclosed
Reporting Period: 2023-07 to 2023-12
Environmental Metrics
Total Carbon Emissions:Not disclosed
Scope 1 Emissions:Not disclosed
Scope 2 Emissions:Not disclosed
Scope 3 Emissions:Not disclosed
Renewable Energy Share:Not disclosed
Total Energy Consumption:Not disclosed
Water Consumption:Not disclosed
Waste Generated:Not disclosed
Carbon Intensity:Not disclosed
ESG Focus Areas
- Responsible Social Business
- Sustainable Development
Environmental Achievements
- Not disclosed
Social Achievements
- Supported various social initiatives benefiting over 35,000 people through partnerships with foundations and NGOs, focusing on education, culture, health, and environment.
- Implemented environmental awareness campaigns and volunteer programs.
Governance Achievements
- Maintained a strong corporate governance structure with independent directors and established committees for audit, risk management, and compliance.
Climate Goals & Targets
Long-term Goals:
- Not disclosed
Medium-term Goals:
- Not disclosed
Short-term Goals:
- Optimize customer experience and capitalize on technology investments.
Environmental Challenges
- Maintaining sufficient liquidity due to legal reserve requirements.
- Managing operational risks associated with technology and infrastructure.
- Navigating the complexities of the Venezuelan economic and regulatory environment.
Mitigation Strategies
- Implemented actions in coordination with Treasury and Strategic Planning units to mitigate the impact of legal reserve deficits.
- Strengthened internal controls and risk management processes.
- Implemented initiatives to enhance risk culture and employee training.
Supply Chain Management
Supplier Audits: Not disclosed
Responsible Procurement
- Not disclosed
Climate-Related Risks & Opportunities
Physical Risks
- Not disclosed
Transition Risks
- Not disclosed
Opportunities
- Not disclosed
Reporting Standards
Frameworks Used: Null
Certifications: Null
Third-party Assurance: Lara Marambio & Asociados (Deloitte)
UN Sustainable Development Goals
- Not disclosed
Social initiatives aligned with UN Sustainable Development Goals (SDGs), though specific goals are not detailed.
Sustainable Products & Innovation
- Not disclosed
Awards & Recognition
- Not disclosed