Climate Change Data

Environmental Metrics

ESG Focus Areas

• Community Involvement
• Employee Well-being
• Diversity and Inclusion

Social Achievements

• Named “Best Places to Work” for the second consecutive year.
• Granted its third wish through the Make-A-Wish Foundation.
• Partnered with The Food Bank for a high school student food drive.
• Supported the March of Dimes.
• Participated in the Susan G. Komen Race for the Cure.
• Supported the National Civil Rights Museum’s Freedom Awards.
• Supported the United Methodist Neighborhood Center’s Love and Mercy Dinner.

Climate Goals & Targets

Environmental Challenges

• Slowdown in residential real estate leading to a credit crunch and elevated risk within the loan portfolio.

Mitigation Strategies

• Made an additional loan loss provision of $500,000.
• Continued monitoring of the loan portfolio for further deterioration in real estate conditions.

Supply Chain Management

Climate-Related Risks & Opportunities

Awards & Recognition

• Memphis Business Journal’s 2007 Best Places to Work competition (medium-sized company category)