HTLF Bank
Climate Impact & Sustainability Data (2023)
Reporting Period: 2023
Environmental Metrics
Climate Goals & Targets
Environmental Challenges
- Staffing challenges, with companies focusing on employee retention through job satisfaction and compensation.
- Inflation.
- Consolidation of family-owned businesses due to Baby Boomer retirements.
Mitigation Strategies
- Helping clients compare to top performers in their industry, focusing on cash cycle and liquidity management.
- Discussing capital expense needs and ensuring strategic additions with clear returns.
- Facilitating acquisitions to help clients grow.