PT Bank Negara Indonesia (Persero), Tbk
Climate Impact & Sustainability Data (2023)
Reporting Period: 2023
Environmental Metrics
ESG Focus Areas
- Sustainable loans
- CPO debtor certification
Environmental Achievements
- 70% of CPO debtors certified by RSPO and/or ISPO (up from 52% the previous year)
Climate Goals & Targets
Environmental Challenges
- Deterioration in small loan segment quality (NPL increased by 100 basis points to 3.50%)
Mitigation Strategies
- Maintaining financial health by decreasing NPL ratio to 1.94% in December 2024
Supply Chain Management
Responsible Procurement
- CPO debtor certification